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Credo Reference Limited

03840990

active
Private Limited Company
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

3RD FLOOR WAVERLEY HOUSE, LONDON, W1F 8GQ
Incorporated 14/09/1999

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mr Justin Dufour

director · Since 14/06/2022

PARTNER / CO-FOUNDER

AMERICAN · UNITED STATES · Age 52

Mr Chase Edmonds

director · Since 14/06/2022

VICE PRESIDENT

AMERICAN · UNITED STATES · Age 38

William Daniel Rieders

director · Since 04/11/2024

CHIEF EXECUTIVE OFFICER

AMERICAN · UNITED STATES · Age 61

Charges0 outstanding

Charge
satisfied

WESTERN ALLIANCE BANK

Created 01/04/2016Registered 11/04/2016Satisfied 30/11/2018
charge
satisfied

BRIDGE BANK, NATIONAL ASSOCIATION

Created 29/06/2012Registered 13/07/2012Satisfied 30/11/2018
charge
satisfied

BRIDGE BANK, NATIONAL ASSOCIATION

Created 29/06/2012Registered 05/07/2012Satisfied 30/11/2018
charge
satisfied

BRIDGE BANK, NATIONAL ASSOCIATION

Created 29/06/2012Registered 05/07/2012Satisfied 30/11/2018
charge
satisfied

BOSTON PRIVATE BANK & TRUST

Created 04/03/2010Registered 23/03/2010Satisfied 28/07/2012
charge
satisfied

BARCLAYS BANK PLC

Created 15/06/2006Registered 06/07/2006Satisfied 08/08/2012
charge
satisfied

RAILTRACK PLC

Created 24/11/2000Registered 30/11/2000Satisfied 07/03/2007

CompanyRankvs 30300+ SIC 82990 peers
73

Financial strength100th percentile among SIC peers · 25/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.63× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£12.6M

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£12.6M

Working capital

Current Assets

£32.6M

Current Liabilities

£20.0M

Debtors

£32.6M

0avg. employees

Tax at Year End(2023)

Corp tax£190k

Balance Sheet

Assets less current liabilities£12.6M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20241.63+£310k
20231.47

Derived from filed accounts. Not audited figures.