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Sound Financial Management Limited

03857961

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

101 Wigmore Street, London, W1U 1QU
Incorporated 08/10/1999

Compliance

Last accounts

31/12/2024

unaudited abridged

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 05/11/2025

Due 19/11/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Adam John Pollard

director · Since 08/10/1999

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 1 other board

Mr Stephen John Murphy

director · Since 15/04/2001

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 65

Also on 4 other boards

Mr Paul Thomas Meatyard

director · Since 01/03/2005

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 5 other boards

Mr Todd Lewis Rowlands

director · Since 30/04/2026

BRITISH · ENGLAND · Age 49

Also on 11 other boards

Mr Damian Sharpe

director · Since 30/04/2026

BRITISH · ENGLAND · Age 58

Adam John Pollard

director · Since 08/10/1999

British · England · Age 59

Stephen John Murphy

director · Since 15/04/2001

British · United Kingdom · Age 65

Paul Thomas Meatyard

director · Since 01/03/2005

British · England · Age 60

Todd Lewis Rowlands

director · Since 30/04/2026

British · England · Age 49

Damian Sharpe

director · Since 30/04/2026

British · England · Age 58

Former

Whbc Nominee Secretaries Limited

corporate nominee secretary · Resigned 08/10/1999

Whbc Nominee Directors Limited

corporate nominee director · Resigned 08/10/1999

Rachael Louise Wix

secretary · Resigned 30/04/2026

Persons with Significant Control

Mr Adam John Pollard

Significant control

British · United Kingdom · Age 59

Windsor Villas, Lockyer Street, Plymouth, PL1 2QD

Notified 06/04/2016

Titan Advisory Holdings Limited

75–100% shares
75–100% votes
Appoint directors

101, Wigmore Street, London, W1U 1QU

Reg: 14763855 · Companies House · Private Limited Company

Notified 30/04/2026

Former PSCs

Sound Financial Management Holdings Limited

Ceased 30/04/2026

Charges0 outstanding

Charge
satisfied

LLOYDS BANK PLC

Created 16/06/2020Registered 18/06/2020Satisfied 19/08/2025
Charge
satisfied

LLOYDS BANK PLC

Created 31/07/2014Registered 01/08/2014Satisfied 19/08/2025
charge
satisfied

BARCLAYS BANK PLC

Created 02/07/2012Registered 06/07/2012Satisfied 04/09/2025

Change History

statusactive
2026-06-11

Active

typeltd
2026-06-11

Private Limited Company

address line1101 Wigmore Street
2026-06-11

WINDSOR VILLAS

post townLondon
2026-06-11

PLYMOUTH

postcodeW1U 1QU
2026-06-11

PL1 2QD

officer appointedMEATYARD, Paul Thomas
2026-06-11
officer appointedMURPHY, Stephen John
2026-06-11
officer appointedPOLLARD, Adam John
2026-06-11
officer appointedROWLANDS, Todd Lewis
2026-06-11
officer appointedSHARPE, Damian
2026-06-11

CompanyRankvs 1591+ SIC 64999 peers
80

Financial strength91th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.01× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£498k

Balance sheet strength

Cash

£450k

Cash in the bank

Net Current Assets

£10k

Working capital

Current Assets

£862k

Current Liabilities

£852k

Fixed Assets

£926k

Debtors

£412k

27avg. employees+1

Balance Sheet

Intangible assets£125k
Bank loans & overdrafts£468k
Assets less current liabilities£937k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.01-£15k
20230.63-£8k
20221.00+£115k
20210.98+£25k
20200.82-£145k
20190.58+£101k
20180.57

Derived from filed accounts. Not audited figures.