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Railway Finance Limited

03874814

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 8 outstanding charges (-10)

Details

41 Clarence Road, Chesterfield, S40 1LH
Incorporated 10/11/1999

Previously known as

Beltend Limited · until 06/12/1999

Compliance

Last accounts

31/03/2026

micro entity

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 09/11/2025

Due 23/11/2026

On track

Industry

64910
Financial leasing

Officers

Philip Andrew Anson Duncan

secretary · Since 07/12/1999

FINANCIAL CONSULTANT

BRITISH · ENGLAND · Age 76

Also on 11 other boards

Philip Andrew Anson Duncan

director · Since 07/12/1999

FINANCIAL CONSULTANT

BRITISH · ENGLAND · Age 76

Also on 11 other boards

Mr Stuart James Watson

director · Since 07/12/1999

ENGINEER

BRITISH · UNITED KINGDOM · Age 66

Also on 25 other boards

Richard John Middleton

director · Since 22/04/2003

DIRECTOR

BRITISH · ENGLAND · Age 71

Also on 2 other boards

Mr Karl Stephen Hick

director · Since 01/10/2003

NON EXECUTIVE DIRECTOR

BRITISH · UNITED KINGDOM · Age 67

Also on 94 other boards

Mr Nicholas Standige Preston B A Single Hons Bristol

director · Since 01/10/2003

SALES DIRECTOR

BRITISH · ENGLAND · Age 65

Mr Stuart James Watson

secretary · Since 01/10/2004

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 66

Also on 25 other boards

Stuart James Watson

director · Since 07/12/1999

British · United Kingdom · Age 66

Philip Andrew Anson Duncan

secretary · Since 07/12/1999

British

Philip Andrew Anson Duncan

director · Since 07/12/1999

British · England · Age 76

Richard John Middleton

director · Since 22/04/2003

British · England · Age 71

Karl Stephen Hick

director · Since 01/10/2003

British · United Kingdom · Age 67

Nicholas Standige Preston

director · Since 01/10/2003

British · England · Age 65

Stuart James Watson

secretary · Since 01/10/2004

British

Former

Anne Rosalind Bateson

nominee secretary · Resigned 07/12/1999

Poh Lim Lai

nominee director · Resigned 07/12/1999

John Francis Dennehy

director · Resigned 14/03/2017

Persons with Significant Control

Mr Stuart James Watson

Significant control

British · United Kingdom · Age 66

41, Clarence Road, Chesterfield, S40 1LH

Notified 09/11/2016

Charges8 outstanding

Charge
outstanding

SANTANDER ASSET FINANCE (DECEMBER) LIMITED

Created 30/04/2014Registered 15/05/2014
Charge
outstanding

SANTANDER ASSET FINANCE (DECEMBER) LIMITED

Created 30/04/2014Registered 13/05/2014
charge
outstanding

A & L CF JUNE (1) LIMITED

Created 14/04/2010Registered 20/04/2010
charge
outstanding

ALLIANCE AND LEICESTER COMMERCIAL FINANCE PLC

Created 13/12/2006Registered 22/12/2006
charge
outstanding

A&L CF JUNE (1) LIMITED

Created 23/03/2006Registered 05/04/2006
charge
outstanding

A&L CF DECEMBER (1) LIMITED

Created 23/11/2005Registered 07/12/2005
charge
outstanding

A&L CF JUNE (1) LIMITED

Created 30/06/2005Registered 15/07/2005
charge
outstanding

ROYAL BANK LEASING LIMITED

Created 29/03/2001Registered 05/04/2001

Change History

statusactive
2026-08-06

Active

typeltd
2026-08-06

Private Limited Company

address line141 Clarence Road
2026-08-06

41 CLARENCE ROAD

post townChesterfield
2026-08-06

CHESTERFIELD

officer appointedDUNCAN, Philip Andrew Anson
2026-08-06
officer appointedWATSON, Stuart James
2026-08-06
officer appointedDUNCAN, Philip Andrew Anson
2026-08-06
officer appointedHICK, Karl Stephen
2026-08-06
officer appointedMIDDLETON, Richard John
2026-08-06
officer appointedPRESTON, Nicholas Standige
2026-08-06
officer appointedWATSON, Stuart James
2026-08-06

CompanyRankvs 211+ SIC 64910 peers
61

Financial strength43th percentile among SIC peers · 11/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.62× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£1k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£46k

Working capital

Current Assets

£116k

Current Liabilities

£72k

Fixed Assets

£288

5avg. employees

Tax at Year End(2025)

Corp tax£12k

Balance Sheet

Assets less current liabilities£46k
Prepared with Sage Accounts Production 25.0 - FRS102_2025

EstimatesDerived

YearCurrent RatioImplied Profit
20261.62-£457
20251.06-£4k
20241.26+£4k
20231.08

Derived from filed accounts. Not audited figures.