Union Income Benefit Holdings Limited
03877610
Some Concerns
- Loss before tax (-10)
- Current liabilities exceed current assets (-10)
- Going concern doubt noted in accounts (-10)
- 1 outstanding charge (-2)
Details
Compliance
Last accounts
31/12/2024
full
Next accounts due
30/09/2026
Confirmation statement
Last: 16/11/2025
Due 30/11/2026
Industry
Officers
director · Since 17/12/2024
COMPANY DIRECTOR
BRITISH · UNITED KINGDOM · Age 73
director · Since 18/12/2024
COMPANY DIRECTOR
BRITISH · ENGLAND · Age 58
Also on 8 other boards
director · Since 25/03/2025
COMPANY DIRECTOR
BRITISH · UNITED KINGDOM · Age 62
Also on 1 other board
director · Since 10/06/2025
COMPANY DIRECTOR
IRISH · IRELAND · Age 58
Also on 2 other boards
secretary · Since 17/12/2025
Persons with Significant Control
Embignell Limited
14th Floor, 33 Cavendish Square, London, W1G 0PW
Reg: 5871053 · Companies House · Limited By Shares
Notified 06/04/2016
Charges1 outstanding
THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND
THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND
THE PUMA (II) FUND
THE PUMA (II) FUND
CompanyRankvs 183+ SIC 82990 peers70
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Going concern doubt: -10 pts
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Going Concern Doubt
we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co
Key FinancialsYear ending 31/12/2024
Turnover
£7.2M
Annual revenue
Net Worth
£12.4M
Balance sheet strength
Cash
£498k
Cash in the bank
Profit Before Tax
-£4.1M
Bottom line earnings
Net Current Assets
£14.3M
Working capital
Current Assets
£19.4M
Current Liabilities
£5.1M
Fixed Assets
£100k
Debtors
£18.9M
Cost of Sales
£2.9M
Gross Profit
£4.3M
Admin Expenses
£3.2M
Operating Profit
-£3.8M
Profit After Tax
-£4.2M
Tax at Year End
People Costs
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2024 | 3.78 | -£4.2M |
| 2023 | 10.22 | -£779k |
| 2022 | 11.31 | +£56k |
| 2021 | 10.24 | +£1.9M |
| 2020 | 11.16 | +£10.2M |
| 2019 | 2.19 | — |
Derived from filed accounts. Not audited figures.