Back to search

Atf Commercial Limited

03893366

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

52 LONDON ROAD, HARLESTON, IP20 9BZ
Incorporated 13/12/1999

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 29/03/2026

Due 12/04/2027

On track

Industry

64910
Financial leasing

Officers

Nicholas Gary Christopher Watts

secretary · Since 13/12/1999

FINANCE BROKER

BRITISH · ENGLAND · Age 65

Also on 7 other boards

Philip Richard Cleminson

director · Since 13/12/1999

FINANCE BROKER

BRITISH · ENGLAND · Age 66

Also on 1 other board

Nicholas Gary Christopher Watts

director · Since 13/12/1999

FINANCE BROKER

BRITISH · ENGLAND · Age 65

Also on 7 other boards

Persons with Significant Control

Philip Richard Cleminson

25–50% shares
25–50% votes

British · England · Age 66

28, Ditchingham Dam, Bungay, NR35 2JQ

Notified 06/04/2016

Nicholas Gary Christopher Watts

25–50% shares
25–50% votes

British · England · Age 65

North House, Brewers Green, Diss, IP22 5QR

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 27/02/2001Registered 10/03/2001

CompanyRankvs 11+ SIC 64910 peers
76

Financial strength86th percentile among SIC peers · 22/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.22× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£1.5M

Balance sheet strength

Cash

£956k

Cash in the bank

Net Current Assets

£1.4M

Working capital

Current Assets

£1.6M

Current Liabilities

£262k

Fixed Assets

£159k

Debtors

£121k

6avg. employees

Tax at Year End

Corp tax£206k

Balance Sheet

Intangible assets£48k
Assets less current liabilities£1.5M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20256.22+£0
20256.22+£159k
20246.23+£162k
20237.01-£176k
202210.57+£77k
20218.17+£311k
20207.31-£7k
20196.33+£40k
20188.21

Derived from filed accounts. Not audited figures.