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A C Financial Ltd

03895570

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

DERNGATE MEWS, NORTHAMPTON, NN1 1UE
Incorporated 16/12/1999

Compliance

Last accounts

31/05/2025

micro entity

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 24/02/2026

Due 10/03/2027

On track

Industry

64999
Other financial service activities

Officers

Stephen John Charles

director · Since 16/12/1999

COMPANY DIRECTOR

BRITISH · Age 74

Also on 3 other boards

Ms Alexandra Dominika Maria Karpinski

secretary · Since 30/11/2005

ADMINISTRATOR

BRITISH · ENGLAND · Age 64

Also on 4 other boards

Persons with Significant Control

Mr Stephen John Charles

75–100% shares
75–100% votes
Appoint directors

British · England · Age 74

Park Lodge, High Street, Towcester, NN12 8XH

Notified 06/04/2016

CompanyRankvs 14664+ SIC 64999 peers
43

Financial strength2th percentile among SIC peers · 1/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

-£281k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£311k

Working capital

Current Assets

£15k

Current Liabilities

£326k

Fixed Assets

£30k

2avg. employees

Balance Sheet

Assets less current liabilities-£281k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.05+£0
20250.05-£11k
20243.10-£32k
20232.60-£17k
2022143.65+£16k
202171.92+£22k
202013.18+£17k
20197.12+£7k
20184.16

Derived from filed accounts. Not audited figures.