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Kd Wright Financial Services Limited

03909177

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

CENTURION HOUSE, ST. ALBANS, AL1 1PQ
Incorporated 18/01/2000

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 28/10/2025

Due 11/11/2026

On track

Industry

65110
Life insurance
65120
Non-life insurance
66220
Activities of insurance agents and brokers

Officers

Mr David Marcus Phillips Maisey

director · Since 17/03/2010

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 60

Also on 6 other boards

Ms Helen Gilks

director · Since 11/06/2014

DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 2 other boards

Mr Gary Lee Cretton

director · Since 12/08/2020

DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 3 other boards

Persons with Significant Control

Kd Wright Financial Services Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Centurion House, 136-142 London Road, St. Albans, AL1 1PQ

Reg: 12716792 · England And Wales Companies Registry · Private Limited Company

Notified 12/08/2020

Former PSCs

Mr David Marcus Phillips Maisey

Ceased 12/08/2020

Mr Mark Nicholas Peddle

Ceased 12/08/2020

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 30/11/2020Registered 03/12/2020

CompanyRankvs 15+ SIC 65110 peers
80

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.16× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£2.6M

Balance sheet strength

Cash

£310k

Cash in the bank

Net Current Assets

£2.6M

Working capital

Current Assets

£3.5M

Current Liabilities

£838k

Fixed Assets

£122k

Debtors

£2.7M

38avg. employees+3

Tax at Year End

Corp tax£185k

Balance Sheet

Bank loans & overdrafts£45k
Assets less current liabilities£2.8M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20254.16-£20k
20244.97+£523k
20234.48+£270k
20222.74+£789k
20212.24+£615k
20201.55+£31k
20191.36+£122k
20171.31

Derived from filed accounts. Not audited figures.