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Pareto Financial Planning Limited

06582775

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

THE OLD SCHOOLHOUSE, MANCHESTER, M3 4PF
Incorporated 01/05/2008

Compliance

Last accounts

31/05/2025

small

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 01/05/2025

Due 15/05/2026

On track

Industry

64999
Other financial service activities
65110
Life insurance
65201
Life reinsurance

Officers

Nicola Jane Aspray

director · Since 20/02/2021

British

Stuart Carswell

director · Since 01/10/2017

Scottish

Michael Lee Cauter

director · Since 15/08/2025

British

Darren Edward Hardy-Dearness

director · Since 09/10/2018

British

Andrew Robert Melbourne

director · Since 15/08/2025

British

Christopher James Romain

director · Since 23/03/2021

British

John Michael Stevenson

director · Since 01/05/2008

British

Paul Leslie Stones

director · Since 01/10/2017

British

Philip Andrew Young

director · Since 21/09/2022

British

Former

Lorna Hart

secretary · Resigned 30/06/2015

Nicola Stevenson

secretary · Resigned 26/05/2010

George Mitchell Chantry

director · Resigned 30/11/2021

Susan Linda Godwin

director · Resigned 31/03/2017

Kevin John Morrissey

director · Resigned 13/07/2018

Rory Michael Percival

director · Resigned 31/03/2022

CompanyRankvs 1730+ SIC 64999 peers
89

Financial strength97th percentile among SIC peers · 24/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.3× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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173Pareto Financial Planning Limited
89
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£2.1M

Balance sheet strength

Cash

£879k

Cash in the bank

Net Current Assets

£2.0M

Working capital

Current Assets

£3.6M

Current Liabilities

£1.6M

Fixed Assets

£91k

Debtors

£2.7M

74avg. employees

Tax at Year End

Corp tax£106k

Balance Sheet

Intangible assets£6k
Assets less current liabilities£2.1M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.30+£0
20252.30+£803k
20242.27-£97k
20232.42—

Derived from filed accounts. Not audited figures.