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Radiant Financial Planning Limited

03916451

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

SOVEREIGN PLACE, MARKET HARBOROUGH, LE16 7QU
Incorporated 31/01/2000

Compliance

Last accounts

31/03/2025

full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 03/11/2025

Due 17/11/2026

On track

Industry

66290
Other activities auxiliary to insurance and pension funding

Officers

Mr Robert Walter Thomas Urry Taylor

director · Since 05/08/2022

COMPLIANCE DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 4 other boards

Mr Simon Mark Cogman-Hellier

director · Since 14/02/2025

NON EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 11 other boards

Mr Christopher Lomas

director · Since 14/02/2025

DIRECTOR OF FINANCIAL PLANNING

BRITISH · ENGLAND · Age 56

Persons with Significant Control

Radiant Financial Group Uk Holdings Limited

75–100% shares
75–100% votes

Sovereign Place, 20 The Point, Market Harborough, LE16 7QU

Reg: 11144498 · Companies House · Private Limited Company

Notified 28/09/2021

Former PSCs

Radiant Central Services Ltd

Ceased 28/09/2021

Charges1 outstanding

Charge
outstanding

INVESTEC BANK PLC

Created 10/02/2023Registered 10/02/2023
Charge
satisfied

SANTANDER UK PLC AS SECURITY HOLDER

Created 05/11/2021Registered 08/11/2021Satisfied 04/03/2023
Charge
satisfied

AIB GROUP (UK) PLC

Created 09/03/2017Registered 15/03/2017Satisfied 05/11/2020
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 13/09/2011Registered 21/09/2011Satisfied 28/02/2017

CompanyRankvs 158+ SIC 66290 peers
61

Financial strength100th percentile among SIC peers · 25/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 2.86× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/03/2025

Net Worth

£18.8M

Balance sheet strength

Cash

£2.2M

Cash in the bank

Profit Before Tax

£904k

Bottom line earnings

Net Current Assets

£7.3M

Working capital

Current Assets

£11.2M

Current Liabilities

£3.9M

Fixed Assets

£11.5M

Debtors

£9.1M

Cost of Sales

£186k

Admin Expenses

£13.0M

Profit After Tax

£904k

1avg. employees-126

Tax at Year End(2024)

Corp tax£0

People Costs

Wages & salaries£5.9M

Balance Sheet

Intangible assets£10.9M
Assets less current liabilities£18.8M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.86+£904k
20242.21+£945k
20233.84+£8.7M
20223.59+£5.7M
20212.83+£1.8M
20201.26+£412k
20191.20+£67k
20181.26

Derived from filed accounts. Not audited figures.