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Apex Credit Management Limited

03967099

active
Private Limited Company
Companies House
Health Score
55 / 100

Notable Risks

25/30
Filing
0/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • 16 outstanding charges (-10)

Details

1 KINGS HILL AVENUE, WEST MALLING, ME19 4UA
Incorporated 07/04/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Paul Jenkins

director · Since 31/12/2020

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 40 other boards

Mr Jonathan Andrew Graham

director · Since 30/09/2021

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 37 other boards

Mrs Lucy Marie Bassett

secretary · Since 30/09/2024

Persons with Significant Control

Cabot Financial Debt Recovery Services Limited

75–100% shares

1, Kings Hill Avenue, West Malling, ME19 4UA

Notified 06/04/2016

Charges16 outstanding

Charge
outstanding

TRUIST BANK

Created 01/10/2025Registered 02/10/2025
Charge
outstanding

TRUIST BANK

Created 21/05/2024Registered 23/05/2024
Charge
outstanding

TRUIST BANK

Created 20/03/2024Registered 22/03/2024
Charge
outstanding

TRUIST BANK

Created 16/10/2023Registered 16/10/2023
Charge
outstanding

TRUIST BANK

Created 01/06/2021Registered 04/06/2021
Charge
outstanding

TRUIST BANK

Created 21/12/2020Registered 22/12/2020
Charge
outstanding

TRUIST BANK

Created 23/11/2020Registered 24/11/2020
Charge
outstanding

TRUIST BANK

Created 24/09/2020Registered 25/09/2020
Charge
outstanding

J.P. MORGAN EUROPE LIMITED AS TRUSTEE FOR EACH OF THE SECURED PARTIES.

Created 14/06/2019Registered 24/06/2019
Charge
outstanding

J.P. MORGAN EUROPE LIMITED AS SECURITY AGENT (AS TRUSTEE FOR EACH OF THE SECURED PARTIES)

Created 18/07/2018Registered 24/07/2018
Charge
outstanding

J.P. MORGAN EUROPE LIMITED AS SECURITY AGENT (AS TRUSTEE FOR EACH OF THE SECURED PARTIES)

Created 02/02/2018Registered 02/02/2018
Charge
outstanding

J.P. MORGAN EUROPE LIMITED

Created 06/10/2016Registered 07/10/2016
Charge
outstanding

J.P MORGAN EUROPE LIMITED (AS TRUSTEE FOR EACH OF THE SECURED PARTIES)

Created 11/11/2015Registered 19/11/2015
Charge
outstanding

J.P. MORGAN EUROPE LIMITED AS SECURITY AGENT (AS TRUSTEE FOR EACH OF THE SECURED PARTIES

Created 01/06/2015Registered 04/06/2015
Charge
outstanding

J.P. MORGAN EUROPE LIMITED (AS SECURITY AGENT)

Created 05/02/2015Registered 13/02/2015
charge
outstanding

J.P. MORGAN EUROPE LIMITED AS TRUSTEE FOR THE SECURED PARTIES

Created 20/09/2012Registered 27/09/2012
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC (AS SECURITY AGENT)

Created 21/02/2012Registered 28/02/2012Satisfied 11/01/2013
charge
satisfied

BARCLAYS BANK PLC (AS SECURITY AGENT)

Created 14/07/2011Registered 18/07/2011Satisfied 11/01/2013
charge
satisfied

BARCLAYS BANK PLC (AS SECURITY AGENT)

Created 06/04/2011Registered 13/04/2011Satisfied 11/01/2013
charge
satisfied

I M PROPERTIES (HEMEL) LIMITED

Created 05/03/2010Registered 10/03/2010Satisfied 20/06/2013
charge
satisfied

ALDERMORE BANK PLC

Created 28/08/2009Registered 03/09/2009Satisfied 20/04/2011
charge
satisfied

HSBC BANK PLC

Created 17/09/2008Registered 23/09/2008Satisfied 20/04/2011
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 03/10/2006Registered 21/10/2006Satisfied 29/01/2008
charge
satisfied

LLOYDS TSB SCOTLAND PLC

Created 03/03/2005Registered 18/03/2005Satisfied 15/06/2007
charge
satisfied

PETTIFER GROUP LIMITED

Created 09/06/2003Registered 14/06/2003Satisfied 29/03/2011
charge
satisfied

HSBC BANK PLC

Created 22/09/2000Registered 03/10/2000Satisfied 23/03/2005

CompanyRankvs 18411+ SIC 64999 peers
24

Financial strength0th percentile among SIC peers · 0/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.35× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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18411Apex Credit Management Limited
34
How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2021

Turnover

£0

Annual revenue

Net Worth

-£3.2M

Balance sheet strength

Cash

£1.1M

Cash in the bank

Profit Before Tax

-£100k

Bottom line earnings

Net Current Assets

-£2.8M

Working capital

Current Assets

£1.5M

Current Liabilities

£4.3M

Fixed Assets

£0

Debtors

£400k

Cost of Sales

£0

Gross Profit

£0

Admin Expenses

£0

Operating Profit

£0

0avg. employees

Balance Sheet

Intangible assets£0
Assets less current liabilities-£2.8M
Prepared with Companies House

EstimatesDerived

YearCurrent Ratio
20210.35

Derived from filed accounts. Not audited figures.