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Fair Investment Company Limited

03980180

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

KINGS HOUSE, BRISTOL, BS1 5EH
Incorporated 26/04/2000

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 25/02/2026

Due 11/03/2027

On track

Industry

64999
Other financial service activities

Officers

Mr James Alexander Caldwell

director · Since 26/04/2000

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 6 other boards

Mr Oliver Roylance-Smith

director · Since 18/11/2011

DIRECTOR

BRITISH · ENGLAND · Age 50

Persons with Significant Control

Mrs Emma Susan Caldwell

25–50% shares

British · United Kingdom · Age 60

Kings House, 14 Orchard Street, Bristol, BS1 5EH

Notified 30/06/2016

Mrs Neta Roylance-Smith

25–50% shares

British · England · Age 55

Kings House, 14 Orchard Street, Bristol, BS1 5EH

Notified 26/03/2018

Former PSCs

Mr James Alexander Caldwell

Ceased 28/04/2023

Mr Oliver Roylance-Smith

Ceased 26/03/2018

Charges2 outstanding

charge
outstanding

THE CLIFTON CLUB COMPANY LIMITED

Created 12/09/2008Registered 24/09/2008
charge
outstanding

HSBC BANK PLC

Created 31/10/2000Registered 14/11/2000

CompanyRankvs 478+ SIC 64999 peers
76

Financial strength87th percentile among SIC peers · 22/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 4.25× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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478Fair Investment Company Limited
86
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£292k

Balance sheet strength

Cash

£159k

Cash in the bank

Net Current Assets

£273k

Working capital

Current Assets

£357k

Current Liabilities

£84k

Fixed Assets

£105k

Debtors

£198k

7avg. employees+1

Tax at Year End

Corp tax£25k
VAT£9k

Director Loans

Company owes directors£4k

Balance Sheet

Intangible assets£82k
Assets less current liabilities£378k
Signed by Mr Oliver Roylance-Smith 9 June 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20254.25-£70k£182k
20244.05+£78k£325k
20233.45+£193k—
20222.19+£32k£992k
20211.25+£26k—
20201.28-£4k—
20191.55-£44k—
20181.40——

Derived from filed accounts. Not audited figures.