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Sbs Insurance Services Limited

03986368

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

CHASE HOUSE PARK PLAZA, CANNOCK, WS12 2DD
Incorporated 05/05/2000

Compliance

Last accounts

30/04/2025

group

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 12/07/2025

Due 26/07/2026

On track

Industry

62090
Other information technology service activities

Officers

Ms Tracey Jayne Rees

director · Since 13/07/2000

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 2 other boards

Clever Management Solutions Limited

secretary · Since 11/02/2010

Paul Fairbrass

director · Since 19/04/2011

NONE

BRITISH · ENGLAND · Age 58

Mr Sean Crowley

director · Since 01/10/2013

DIRECTOR

IRISH · ENGLAND · Age 64

Also on 1 other board

Mr Richard Anthony Rushall

director · Since 01/01/2023

COMMERCIAL DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 1 other board

Mr Oliver Davies

director · Since 01/07/2023

OPERATIONS DIRECTOR

BRITISH · ENGLAND · Age 33

Also on 1 other board

Persons with Significant Control

Mr Sean Crowley

50–75% shares
50–75% votes

British · England · Age 64

Beecroft Court, Beecroft Road, Cannock, WS11 1JP

Notified 06/04/2016

CompanyRankvs 2477+ SIC 62090 peers
72

Financial strength98th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.07× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the directors are satisfied that, at the time of approving the financial statements, there is not a material uncertainty that may cast significant doubt upon the Group's ability to continue as a going concern, and so it is appropriate to adopt the going concern basis in preparing the financial statements. Page 4 SBS Insurance Services Limited Directors' Report for the Year Ended 30 April 2025

Key FinancialsYear ending 30/04/2025

Turnover

£42.5M

Annual revenue

Net Worth

£1.7M

Balance sheet strength

Cash

£498k

Cash in the bank

Profit Before Tax

£396k

Bottom line earnings

Net Current Assets

£242k

Working capital

Current Assets

£3.9M

Current Liabilities

£3.6M

Fixed Assets

£1.5M

Debtors

£2.5M

Cost of Sales

£35.5M

Gross Profit

£7.0M

Admin Expenses

£6.6M

Operating Profit

£420k

Profit After Tax

£255k

93avg. employees-9

Tax at Year End

Dividends paid-£520k

People Costs

Wages & salaries£4.1M
NI contributions£440k

Balance Sheet

Intangible assets£1.3M
Assets less current liabilities£1.7M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.07-£265k
20241.10+£449k
20231.01

Derived from filed accounts. Not audited figures.