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Unique Insurance Solutions Limited

04016271

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

ORCHARD HOUSE, CHELMSFORD, CM1 1PA
Incorporated 16/06/2000

Compliance

Last accounts

31/03/2026

total exemption full

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 15/06/2026

Due 29/06/2027

On track

Industry

65120
Non-life insurance

Officers

Mr Howard Reginald Ryles

secretary · Since 21/12/2000

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 1 other board

Mr Howard Reginald Ryles

director · Since 21/12/2000

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 1 other board

Mrs. Julie Anne Ryles

director · Since 01/06/2001

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 66

Persons with Significant Control

Mr Howard Reginald Ryles

50–75% shares
50–75% votes
Appoint directors

British · England · Age 64

Orchard House, 66a Victoria Road, Chelmsford, CM1 1PA

Notified 28/04/2016

Mrs. Julie Anne Ryles

25–50% shares
25–50% votes

British · United Kingdom · Age 66

Orchard House, 66a Victoria Road, Chelmsford, CM1 1PA

Notified 28/04/2016

CompanyRankvs 492+ SIC 65120 peers
73

Financial strength69th percentile among SIC peers · 17/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.37× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£120k

Balance sheet strength

Cash

£212k

Cash in the bank

Net Current Assets

£112k

Working capital

Current Assets

£414k

Current Liabilities

£303k

Fixed Assets

£9k

Debtors

£203k

16avg. employees+1

Tax at Year End

Corp tax£203k

Director Loans

Company owes directors£277

Balance Sheet

Assets less current liabilities£120k
Prepared with Sage Accounts Production Advanced 2025 - FRS102_2025

EstimatesDerived

YearCurrent RatioImplied Profit
20261.37-£80k
20251.46-£251k
20242.19-£73k
20232.84—

Derived from filed accounts. Not audited figures.