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W. Denis Credit Risks Limited

04019077

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

8 ST. PAUL'S STREET, LEEDS, LS1 2LE
Incorporated 21/06/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance

Officers

Mr John Cockshutt

director · Since 23/03/2010

CREDIT INSURANCE

BRITISH · ENGLAND · Age 65

Also on 2 other boards

Mr Simon Rupert Thew

director · Since 09/11/2017

INSURANCE BROKER

BRITISH · ENGLAND · Age 59

Also on 6 other boards

Paul Johnson

director · Since 07/03/2018

COMPLIANCE AND RESOURCES

BRITISH · ENGLAND · Age 55

Also on 4 other boards

Mr Michael William Oates

secretary · Since 06/06/2022

Also on 7 other boards

Mr Michael William Oates

director · Since 06/06/2022

ACCOUNTANT

BRITISH · ENGLAND · Age 47

Also on 7 other boards

Persons with Significant Control

W Denis (Holdings) Plc

75–100% shares

Brigade House, 86 Kirkstall Road, Leeds, LS3 1LQ

Reg: 4852098 · Great Britain · Limited Company

Notified 06/04/2016

CompanyRankvs 1253+ SIC 65120 peers
44

Financial strength80th percentile among SIC peers · 20/25
Employees12th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.26× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 30/06/2025

Net Worth

£331k

Balance sheet strength

Cash

£152k

Cash in the bank

Profit Before Tax

£40k

Bottom line earnings

Net Current Assets

-£479k

Working capital

Current Assets

£168k

Current Liabilities

£647k

Fixed Assets

£813k

Debtors

£16k

Cost of Sales

£13k

Admin Expenses

£1.6M

Profit After Tax

-£29k

0avg. employees-19

Tax at Year End

Corp tax£50k
Dividends paid£32k

People Costs

Wages & salaries£1.1M

Balance Sheet

Assets less current liabilities£333k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.26-£61k
20240.16-£148k
20230.40-£2k
20221.19+£61k
20215.79+£45k
20203.51+£34k
20194.27

Derived from filed accounts. Not audited figures.