Back to search

Sp Financial Management Limited

04022324

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

57A BROADWAY, LEIGH-ON-SEA, SS9 1PE
Incorporated 27/06/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Gary James Lockett

director · Since 09/07/2007

DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 8 other boards

Mrs Hayley Oliver

secretary · Since 27/07/2011

Mr Joe Mcardle

director · Since 20/04/2023

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 32

Also on 1 other board

Persons with Significant Control

Mr Gary James Lockett

50–75% shares

British · England · Age 63

57a, Broadway, Leigh-On-Sea, SS9 1PE

Notified 06/04/2016

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/07/2001Registered 24/07/2001Satisfied 11/07/2007

CompanyRankvs 986+ SIC 64999 peers
83

Financial strength76th percentile among SIC peers · 19/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.99× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£75k

Balance sheet strength

Cash

£97k

Cash in the bank

Net Current Assets

£78k

Working capital

Current Assets

£104k

Current Liabilities

£26k

Fixed Assets

£4k

Debtors

£7k

8avg. employees

Balance Sheet

Intangible assets£0
Assets less current liabilities£82k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20253.99+£6k
20244.06-£88k
20237.78+£4k
20224.62+£34k
20216.33-£67k
20205.14-£8k
20195.07

Derived from filed accounts. Not audited figures.