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Palmer & Associates Limited

04023453

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • 2 outstanding charges (-4)

Details

8 COLLEGE STREET, GLOUCESTER, GL1 2NE
Incorporated 29/06/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Brian Lloyd Palmer

director · Since 30/06/2000

FINANCIAL SERVICES

BRITISH · UNITED KINGDOM · Age 66

Persons with Significant Control

Brian Lloyd Palmer

75–100% shares
75–100% votes
Appoint directors

United Kingdom · United Kingdom · Age 66

Begus Building, North Warehouse, Gloucester, GL1 27B

Notified 07/04/2016

Charges2 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 12/02/2018Registered 16/02/2018
charge
outstanding

LLOYDS TSB BANK PLC

Created 24/10/2003Registered 08/11/2003

CompanyRankvs 13984+ SIC 64999 peers
35

Financial strength2th percentile among SIC peers · 1/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£129k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

-£125k

Working capital

Current Assets

£6k

Current Liabilities

£131k

Fixed Assets

£9k

3avg. employees

Tax at Year End

Corp tax£4k

Director Loans

Company owes directors£129k

Balance Sheet

Intangible assets£2k
Assets less current liabilities-£116k
Signed by Mr Brian Palmer 16/07/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.05-£80k
20240.00-£19k
20230.08+£17k
20220.09-£5k
20210.36-£18k
20200.12-£2k
20190.54-£16k
20180.35

Derived from filed accounts. Not audited figures.