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Symphony Financial Advisers Ltd

04034866

active
ltd
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

Brindley House, Suite 1, Unit H6, Premier Way, Lowfields Business Park, Elland, HX5 9HF
Incorporated 17/07/2000

Previously known as

F & W Financial Solutions Limited · until 10/01/2012

Compliance

Last accounts

31/03/2026

total exemption full

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 03/07/2025

Due 17/07/2026

On track

Industry

64999
Other financial service activities

Officers

Darren William Guy

director · Since 02/03/2005

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 8 other boards

Mrs Karen Guy

secretary · Since 06/06/2014

Christopher Walmsley

director · Since 31/01/2018

CO. DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Karen Guy

director · Since 17/09/2018

CO. SECRETARY

BRITISH · ENGLAND · Age 60

James Benjamin Guy

secretary · Since 08/06/2022

Matthew David Guy

secretary · Since 08/06/2022

Darren William Guy

director · Since 02/03/2005

British · England · Age 61

Karen Guy

secretary · Since 06/06/2014

Christopher Walmsley

director · Since 31/01/2018

British · United Kingdom · Age 57

Karen Guy

director · Since 17/09/2018

British · England · Age 60

Matthew David Guy

secretary · Since 08/06/2022

James Benjamin Guy

secretary · Since 08/06/2022

Former

Christopher Walmsley

director · Resigned 01/01/2018

Ian Walmsley

secretary · Resigned 23/12/2019

Ian Walmsley

director · Resigned 23/12/2019

Kolina Julie Walmsley

secretary · Resigned 23/12/2019

Persons with Significant Control

Darren William Guy

75–100% shares
75–100% votes

British · England · Age 61

Brindley House, Suite 1, Unit H6, Premier Way, Elland, HX5 9HF

Notified 06/04/2016

Former PSCs

Ian Walmsley

Ceased 13/12/2019

Charges2 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 15/10/2018Registered 25/10/2018
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/06/2018Registered 29/06/2018

Change History

statusactive
2026-06-24

Active

typeltd
2026-06-24

Private Limited Company

address line1Brindley House, Suite 1, Unit H6
2026-06-24

BRINDLEY HOUSE, SUITE 1, UNIT H6

post townElland
2026-06-24

ELLAND

CompanyRankvs 210+ SIC 64999 peers
78

Financial strength93th percentile among SIC peers · 23/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.67× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£658k

Balance sheet strength

Cash

£463k

Cash in the bank

Net Current Assets

£652k

Working capital

Current Assets

£896k

Current Liabilities

£244k

Fixed Assets

£197k

Debtors

£433k

19avg. employees+1

Balance Sheet

Intangible assets£0
Assets less current liabilities£849k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20263.67+£110k
20253.68+£127k
20243.29-£41k
20233.52

Derived from filed accounts. Not audited figures.