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Black Rock Express Insurance And Financial Services Limited

04035401

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 7 outstanding charges (-10)

Details

FIRST FLOOR, TONBRIDGE, TN11 9QU
Incorporated 18/07/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance

Officers

Alexandra Suzanne Jewett

secretary · Since 20/07/2004

INSURANCE BROKER

BRITISH · Age 52

Miss Alexandra Suzanne Jewett

director · Since 01/05/2013

INSURANCE ADVISOR

BRITISH · UNITED KINGDOM · Age 52

Also on 1 other board

Mr Andrew Richard Jewett

director · Since 25/02/2021

DIRECTOR

BRITISH · ENGLAND · Age 63

Persons with Significant Control

Miss Alexandra Suzanne Jewett

25–50% shares
25–50% votes

British · United Kingdom · Age 52

The Boundary, Thorness Lane, Cowes, PO31 8NL

Notified 01/05/2022

Mr Andrew Richard Jewett

25–50% shares
25–50% votes

British · England · Age 63

First Floor, West Barn, North Frith Farm, Ashes Lane, Hadlow, Tonbridge, TN11 9QU

Notified 01/05/2022

Former PSCs

Mr John Richard Thomas Jewett

Ceased 01/05/2022

Charges7 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 18/06/2020Registered 07/07/2020
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/07/2015Registered 13/08/2015
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/07/2015Registered 13/08/2015
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 02/05/2015Registered 08/05/2015
charge
outstanding

BARCLAYS BANK PLC

Created 16/10/2001Registered 17/10/2001
charge
outstanding

BARCLAYS BANK PLC

Created 16/10/2001Registered 17/10/2001
charge
outstanding

BARCLAYS BANK PLC

Created 11/08/2000Registered 19/08/2000

CompanyRankvs 247+ SIC 65120 peers
69

Financial strength72th percentile among SIC peers · 18/25
Employees72th percentile among SIC peers · 11/15
LiquidityCurrent ratio 2.74× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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247Black Rock Express Insurance And Financial Services Limited
79
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£170k

Balance sheet strength

Cash

£71k

Cash in the bank

Net Current Assets

£72k

Working capital

Current Assets

£114k

Current Liabilities

£41k

Fixed Assets

£241k

Debtors

£43k

Profit After Tax

£56k

5avg. employees

Tax at Year End

Corp tax£24k
Dividends paid£46k

Balance Sheet

Assets less current liabilities£313k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.74+£11k
20241.91+£39k
20231.55+£23k
20221.39+£20k
20211.25—

Derived from filed accounts. Not audited figures.