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Regency Factors Limited

04042307

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

4 REGENCY CHAMBERS, BURY, BL9 0JW
Incorporated 27/07/2000

Compliance

Last accounts

31/12/2023

small

Next accounts due

11/03/2026

Overdue

Confirmation statement

Last: 30/07/2025

Due 13/08/2026

On track

Industry

82990
Other business support service activities

Officers

Mr Jonathan Simon Myer Craft

secretary · Since 16/05/2011

Mr John Thomas Farrell

director · Since 25/07/2011

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 9 other boards

Mr Martin Andrew Rivers

director · Since 13/06/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 65

Also on 22 other boards

Mr Nicholas John Pike

director · Since 04/12/2025

BRITISH · ENGLAND · Age 63

Also on 129 other boards

Persons with Significant Control

Former PSCs

Regency Factors Plc

Ceased 09/03/2021

Petra Group Holdings Ltd

Ceased 09/03/2021

Charges2 outstanding

Charge
outstanding

THE BANK OF NEW YORK MELLON

Created 11/10/2023Registered 23/10/2023
Charge
outstanding

ACUITY SELECTIVE FINANCE LIMITED - IN ADMINISTRATION · AVNER RADOMSKY AS JOINT ADMINISTRATOR OF ACUITY SELECTIVE FINANCE LIMITED - IN ADMINISTRATION · SIMON RENSHAW AS JOINT ADMINISTRATOR OF ACUITY SELECTIVE FINANCE LIMITED - IN ADMINISTRATION

Created 01/09/2023Registered 05/09/2023
Charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 09/07/2020Registered 14/07/2020Satisfied 19/03/2021
Charge
satisfied

RBS INVOICE FINANCE LIMITED

Created 27/06/2017Registered 29/06/2017Satisfied 19/03/2021
Charge
satisfied

RBS INVOICE FINANCE LIMITED

Created 24/10/2014Registered 28/10/2014Satisfied 19/03/2021
charge
satisfied

LLOYDS TSB COMMERCIAL FINANCE LIMITED

Created 02/02/2007Registered 07/02/2007Satisfied 04/08/2016

CompanyRankvs 6231+ SIC 82990 peers
76

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.61× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2023

Net Worth

£4.9M

Balance sheet strength

Cash

£13k

Cash in the bank

Net Current Assets

£5.5M

Working capital

Current Assets

£14.5M

Current Liabilities

£9.0M

Fixed Assets

£80k

Debtors

£14.5M

38avg. employees+5

Tax at Year End

Corp tax£525k

People Costs(2021)

Wages & salaries£504k
NI contributions£54k

Balance Sheet

Assets less current liabilities£5.6M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20231.61+£1.5M
20214.02

Derived from filed accounts. Not audited figures.