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Iris Insurance Brokers Limited

04072404

active
Private Limited Company
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

THE BAXTER BUILDING, SOUTHEND-ON-SEA, SS2 6HZ
Incorporated 15/09/2000

Compliance

Last accounts

30/09/2025

group

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 15/09/2025

Due 29/09/2026

On track

Industry

65120
Non-life insurance
65202
Non-life reinsurance

Officers

Mr Mark Edward Paul Hutley

director · Since 15/10/2001

INSURANCE BROKER

BRITISH · ENGLAND · Age 56

Also on 10 other boards

Mrs Margarita Hutley Mba Msc

director · Since 05/04/2009

DIRECTOR

BRITISH · UNITED KINGDOM · Age 50

Also on 7 other boards

Mr Jacob Nathaniel Decter

director · Since 02/07/2026

AMERICAN · UNITED STATES · Age 36

Mr Richard Steven Burgess

director · Since 02/07/2026

BRITISH · ENGLAND · Age 53

Former

Mrs Margarita Hutley

director · Resigned 02/07/2026

Mr Donn Kealon Patrick Cantwell

director · Resigned 02/07/2026

Persons with Significant Control

Anv Intermediaries Limited

75–100% shares
75–100% votes
Appoint directors

Exchequer Court, St. Mary Axe, London, EC3A 8AA

Notified 02/07/2026

Former PSCs

Mr Mark Edward Paul Hutley

Ceased 03/10/2025

Huxy Holdings Ltd

Ceased 02/07/2026

Charges1 outstanding

A registered charge
satisfied

COUTTS & COMPANY

Created 20/02/2018Registered 25/06/2026Satisfied 25/06/2026
Charge
satisfied

COUTTS & COMPANY

Created 01/04/2019Registered 11/04/2019Satisfied 19/12/2024
Charge
satisfied

COUTTS & COMPANY

Created 01/04/2019Registered 11/04/2019Satisfied 19/12/2024
Charge
satisfied

COUTTS & COMPANY

Created 01/04/2019Registered 11/04/2019Satisfied 19/12/2024
Charge
satisfied

COUTTS & COMPANY

Created 01/04/2019Registered 11/04/2019Satisfied 28/04/2022
Charge
outstanding

COUTTS & COMPANY

Created 20/02/2018Registered 21/02/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 24/10/2011Registered 27/10/2011Satisfied 28/04/2022
charge
satisfied

LLOYDS TSB BANK PLC

Created 21/04/2005Registered 26/04/2005Satisfied 28/04/2022

CompanyRankvs 168+ SIC 65120 peers
61

Financial strength97th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.05× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concer

Key FinancialsYear ending 30/09/2025

Net Worth

£2.3M

Balance sheet strength

Cash

£7.0M

Cash in the bank

Profit Before Tax

£899k

Bottom line earnings

Net Current Assets

£789k

Working capital

Current Assets

£17.2M

Current Liabilities

£16.4M

Fixed Assets

£3.5M

Debtors

£9.9M

Cost of Sales

£118k

Admin Expenses

£7.2M

Profit After Tax

£766k

48avg. employees-5

Tax at Year End

Corp tax£245k
Dividends paid-£750k

People Costs

Wages & salaries£3.5M

Balance Sheet

Intangible assets£0
Bank loans & overdrafts£595k
Assets less current liabilities£4.3M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.05-£2.6M
20231.03

Derived from filed accounts. Not audited figures.