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Home Credit Limited

04111270

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

THE ANNEX THE MANOR HOUSE, SHERBORNE, DT9 4QU
Incorporated 21/11/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

96090
Other personal service activities

Officers

Mr John Philip De Blocq Van Kuffeler Ma Cantab Fca

director · Since 01/12/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 77

Also on 3 other boards

Mr Andrew John Lockard

director · Since 01/12/2022

COMPANY DIRECTOR

BRITISH · SCOTLAND · Age 50

Also on 1 other board

Persons with Significant Control

Mr John Philip De Blocq Van Kuffeler

75–100% shares

British · England · Age 77

The Annex, The Manor House, Sherborne, DT9 4QU

Notified 15/06/2024

Former PSCs

Mrs Barbara Ann Ford

Ceased 18/06/2020

Mr Edward Frederick Arthur Ford

Ceased 18/06/2020

Ms Marie Lambert

Ceased 01/12/2023

Charges1 outstanding

Charge
outstanding

FFE SPV 2 LIMITED (CO. NO. 14833449)

Created 12/06/2025Registered 17/06/2025
Charge
satisfied

JOHN VAN KUFFELER

Created 01/12/2022Registered 12/12/2022
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 02/05/2005Registered 11/05/2005Satisfied 06/12/2022

CompanyRankvs 1369+ SIC 96090 peers
77

Financial strength93th percentile among SIC peers · 23/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 16.32× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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1369Home Credit Limited
87
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£271k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£599k

Working capital

Current Assets

£638k

Current Liabilities

£39k

5avg. employees+1

Balance Sheet

Assets less current liabilities£599k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
202516.32+£101k
20242.02+£137k
20230.89-£2k
20222.36-£9k
20214.27-£67k
20203.78+£26k
20192.96-£42k
201824.21—

Derived from filed accounts. Not audited figures.