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Xl Asset Finance (North West) Limited

04128756

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 6 outstanding charges (-10)

Details

76C DAVYHULME ROAD, MANCHESTER, M41 7DN
Incorporated 20/12/2000

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 20/12/2025

Due 03/01/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Mark Redman

director · Since 01/06/2001

ASSET FINANCE SPECIALIST

BRITISH · ENGLAND · Age 56

Also on 5 other boards

Persons with Significant Control

Mr Mark Redman

25–50% shares
25–50% votes

British · England · Age 56

76c, Davyhulme Road, Manchester, M41 7DN

Notified 06/04/2016

Mrs Emma Louise Redman

25–50% shares
25–50% votes

British · England · Age 53

76c, Davyhulme Road, Manchester, M41 7DN

Notified 06/04/2016

Charges6 outstanding

Charge
outstanding

MORGAN LLOYD TRUSTEES LIMITED AS TRUSTEE OF XL PENSION SCHEME, MARK REDMAN AS TRUSTEE OF XL PEN

Created 28/07/2025Registered 30/07/2025
Charge
outstanding

MORGAN LLOYD TRUSTEES LIMITED AS TRUSTEE OF XL PENSION SCHEME · MARK REDMAN AS TRUSTEE OF XL PENSION SCHEME · EMMA REDMAN AS TRUSTEE OF XL PENSION SCHEME

Created 31/07/2024Registered 16/08/2024
Charge
outstanding

MORGAN LLOYD TRUSTEES LIMITED AS TRUSTEE OF XL PENSION SCHEME · MARK REDMAN AS TRUSTEE OF XL PENSION SCHEME · EMMA REDMAN AS TRUSTEE OF XL PENSION SCHEME

Created 08/09/2023Registered 20/09/2023
Charge
outstanding

HAMPSHIRE TRUST BANK PLC

Created 13/12/2019Registered 19/12/2019
Charge
satisfied

THE NORTH WEST FUND FOR BUSINESS LOANS

Created 24/11/2016Registered 29/11/2016Satisfied 08/01/2021
Charge
satisfied

THE NORTH WEST FUND FOR BUSINESS LOANS LLP

Created 26/11/2015Registered 27/11/2015Satisfied 08/01/2021
Charge
satisfied

THE NORTH WEST FUND FOR BUSINESS LOANS LP ACTING BY NW LOANS LIMITED AS THE GENERAL PARTNER OF

Created 20/10/2015Registered 30/10/2015Satisfied 18/02/2021
Charge
outstanding

HITACHI CAPTIAL (UK) PLC

Created 03/02/2015Registered 03/02/2015
Charge
outstanding

SIEMENS FINANCIAL SERVICES LTD

Created 19/02/2014Registered 22/02/2014

CompanyRankvs 220+ SIC 64999 peers
78

Financial strength95th percentile among SIC peers · 24/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.49× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£1.1M

Balance sheet strength

Cash

£178k

Cash in the bank

Net Current Assets

£2.4M

Working capital

Current Assets

£4.1M

Current Liabilities

£1.6M

Fixed Assets

£20k

Debtors

£3.9M

5avg. employees

Balance Sheet

Bank loans & overdrafts£1.0M
Assets less current liabilities£2.5M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20252.49+£202k
20242.83+£201k
20233.11+£26k
20222.45+£121k
20212.97+£85k
20203.30+£163k
20192.43+£27k
20182.02

Derived from filed accounts. Not audited figures.