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Michael Usher Mortgage Services Limited

04156383

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

84- 88 FRIMLEY HIGH STREET FRIMLEY HIGH STREET, CAMBERLEY, GU16 7JE
Incorporated 08/02/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Michael Christopher Usher

director · Since 01/03/2001

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 65

Also on 1 other board

Mr Mitchell Atkins

director · Since 01/05/2015

DIRECTOR

BRITISH · ENGLAND · Age 36

Persons with Significant Control

Mr Michael Christopher Usher

25–50% shares
25–50% votes
Appoint directors

British · England · Age 65

84- 88 Frimley High Street, Frimley High Street, Camberley, GU16 7JE

Notified 06/04/2016

Mr Mitchell Atkins

25–50% shares
25–50% votes

British · England · Age 36

84- 88 Frimley High Street, Frimley High Street, Camberley, GU16 7JE

Notified 23/12/2022

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 25/10/2019Registered 30/10/2019

CompanyRankvs 352+ SIC 64999 peers
77

Financial strength89th percentile among SIC peers · 22/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.96× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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352Michael Usher Mortgage Services Limited
87
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£398k

Balance sheet strength

Cash

£119k

Cash in the bank

Net Current Assets

£311k

Working capital

Current Assets

£416k

Current Liabilities

£105k

Fixed Assets

£137k

Debtors

£297k

23avg. employees+1

Tax at Year End(2017)

Corp tax£21k

Balance Sheet

Assets less current liabilities£447k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.96+£11k
20244.64-£143k
20233.82-£108k
20225.37+£55k
20213.70+£85k
20204.47+£84k
20194.09+£232k
20173.76—

Derived from filed accounts. Not audited figures.