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Gloucester Mortgage Centre Limited

04213181

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

HAZEL COTTAGE SANDHURST LANE, GLOUCESTER, GL2 9NP
Incorporated 09/05/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities
65110
Life insurance
65120
Non-life insurance

Officers

Catherine Anne Mcnulty

secretary · Since 01/12/2009

BRITISH

Mr Michael Bernard Mcnulty

director · Since 01/12/2009

MORTGAGE ADVISOR

BRITISH · UNITED KINGDOM · Age 65

Also on 2 other boards

Mr Thomas Jack Mcnulty

director · Since 18/12/2023

MORTGAGE BROKER

BRITISH · ENGLAND · Age 37

Persons with Significant Control

Mr Michael Bernard Mcnulty

75–100% shares

British · United Kingdom · Age 65

Hazel Cottage, Sandhurst Lane, Gloucester, GL2 9NP

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

YORKSHIRE BANK PLC

Created 19/03/2003Registered 02/04/2003

CompanyRankvs 4054+ SIC 64999 peers
62

Financial strength65th percentile among SIC peers · 16/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 4.22× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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4054Gloucester Mortgage Centre Limited
72
How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£23k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£15k

Working capital

Current Assets

£20k

Current Liabilities

£5k

Fixed Assets

£53k

1avg. employees+1

Tax at Year End(2020)

Corp tax£2k

Director Loans(2020)

Company owes directors£2k

Balance Sheet

Assets less current liabilities£68k
Signed by Mr Michael McNulty 29 December 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.22+£2k
20244.60+£17k
20237.84+£2k
20226.01-£1k
20212.31-£6k
20203.15-£319
20192.15—

Derived from filed accounts. Not audited figures.