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Commercial Finance Direct Limited

04218920

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

FIRST FLOOR 7 VIEWPOINT OFFICE VILLAGE, STEVENAGE, SG1 2EQ
Incorporated 17/05/2001

Compliance

Last accounts

31/05/2025

micro entity

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 09/05/2026

Due 23/05/2027

On track

Industry

64910
Financial leasing

Officers

Jeffrey Steven Wells

secretary · Since 17/05/2001

DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Also on 2 other boards

Mr Chris Joseph

director · Since 17/05/2001

DIRECTOR

BRITISH · ENGLAND · Age 57

Jeffrey Steven Wells

director · Since 17/05/2001

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 2 other boards

Persons with Significant Control

Mr Chris Joseph

25–50% shares
25–50% votes
Appoint directors

British · England · Age 57

First Floor, 7 Viewpoint Office Village, Stevenage, SG1 2EQ

Notified 01/03/2017

Mr Jeffrey Steven Wells

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 58

First Floor, 7 Viewpoint Office Village, Stevenage, SG1 2EQ

Notified 01/06/2026

CompanyRankvs 252+ SIC 64910 peers
68

Financial strength49th percentile among SIC peers · 12/25
Employees67th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.91× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£9k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£19k

Working capital

Current Assets

£19k

Current Liabilities

£10k

2avg. employees

Balance Sheet

Assets less current liabilities£19k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20251.91+£0
20251.91-£6k
2024-£4k

Derived from filed accounts. Not audited figures.