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Virtual Insurance Products Limited

04233964

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

THE ESTATE OFFICE SHADRACK, TOTNES, TQ9 6LR
Incorporated 13/06/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance

Officers

Mr John Mclaren

director · Since 13/06/2001

NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 79

Also on 1 other board

Mr Mark Peter Mclaren

secretary · Since 01/08/2003

MARKETING DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 13 other boards

Mr Mark Peter Mclaren

director · Since 01/08/2003

JOINT MANAGING DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 13 other boards

Mr Nicholas James Mohan

director · Since 14/01/2005

JOINT MANAGING DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 1 other board

Mr Peter James

director · Since 31/01/2006

NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 80

Also on 4 other boards

Persons with Significant Control

Mr John Mclaren

25–50% shares
25–50% votes

British · England · Age 79

The Estate Office, Shadrack, Totnes, TQ9 6LR

Notified 06/04/2016

CompanyRankvs 456+ SIC 65120 peers
74

Financial strength72th percentile among SIC peers · 18/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.1× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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456Virtual Insurance Products Limited
74
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£168k

Balance sheet strength

Cash

£1.1M

Cash in the bank

Net Current Assets

£112k

Working capital

Current Assets

£1.2M

Current Liabilities

£1.1M

Fixed Assets

£70k

Debtors

£88k

20avg. employees

Balance Sheet

Assets less current liabilities£182k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.10+£0
20251.10-£40k
20241.55-£99k
20231.42+£27k
20221.43-£115k
20211.41+£50k
20201.93+£33k
20191.13-£21k
20181.17—

Derived from filed accounts. Not audited figures.