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Spectrum Insurance Holdings Limited

04249333

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk

No risk factors detected.

Details

Room 2 Ingram House, Churchgate, Cheshunt, EN8 9XB
Incorporated 10/07/2001

Previously known as

Cardbrick Limited · until 13/03/2002

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 10/07/2025

Due 24/07/2026

On track

Industry

65120
Non-life insurance

Officers

Mr Richard John Murphy

director · Since 02/08/2001

CHIEF EXECUTIVE OFFICER

BRITISH · ENGLAND · Age 70

Also on 2 other boards

Ms Siobhan Murphy

director · Since 18/09/2012

LEGAL ADVISER

BRITISH · ENGLAND · Age 40

Also on 1 other board

Richard John Murphy

director · Since 02/08/2001

British · England · Age 70

Siobhan Murphy

director · Since 18/09/2012

British · England · Age 40

Persons with Significant Control

Richard John Murphy

75–100% shares
75–100% votes

British · England · Age 70

18th Floor, 125, Old Broad Street, London, EC2N 1AR

Notified 06/04/2016

Change History

statusactive
2026-06-24

Active

typeltd
2026-06-24

Private Limited Company

address line1Room 2 Ingram House
2026-06-24

OLD BISHOPS' COLLEGE

post townCheshunt
2026-06-24

CHESHUNT

postcodeEN8 9XB
2026-06-24

EN8 9XP

CompanyRankvs 1494+ SIC 65120 peers
42

Financial strength41th percentile among SIC peers · 10/25
Employees11th percentile among SIC peers · 2/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£6k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£6k

Working capital

Current Assets

£6k

Current Liabilities

0avg. employees

Balance Sheet

Assets less current liabilities£6k
Prepared with IRIS Accounts Production

EstimatesDerived

YearImplied Profit
2025+£0
2024+£0
2023+£0

Derived from filed accounts. Not audited figures.