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Copia Financial Services Limited

04263710

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

36 DARLOW DRIVE, STRATFORD UPON AVON, CV37 9DG
Incorporated 02/08/2001

Compliance

Last accounts

31/10/2025

unaudited abridged

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 17/07/2025

Due 31/07/2026

On track

Industry

64999
Other financial service activities

Officers

Michelle Mackinnon

secretary · Since 02/08/2001

COMPANY SECRETARY

BRITISH · Age 57

Mr Hugh Mackinnon

director · Since 02/08/2001

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Also on 2 other boards

Persons with Significant Control

Mr Hugh Mackinnon

75–100% shares

British · England · Age 58

36 Darlow Drive, Stratford Upon Avon, CV37 9DG

Notified 06/04/2016

CompanyRankvs 6213+ SIC 64999 peers
66

Financial strength56th percentile among SIC peers · 14/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.15× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£8k

Balance sheet strength

Cash

£22k

Cash in the bank

Net Current Assets

£6k

Working capital

Current Assets

£44k

Current Liabilities

£38k

Fixed Assets

£3k

Debtors

£22k

2avg. employees

Balance Sheet

Intangible assets£2k
Assets less current liabilities£8k
Signed by Mr Hugh Mackinnon 13th February 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.15+£0
20251.15-£3k
20241.28-£4k
20231.62-£16k
20222.45-£22k
20213.35-£17k
20203.52-£2k
20192.96

Derived from filed accounts. Not audited figures.