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G & B Finance Limited

04276929

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • 6 outstanding charges (-10)

Details

OFFICE 9 DARBARI PROW PARK BUSINESS VILLAGE, NEWQUAY, TR7 2SX
Incorporated 24/08/2001

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 05/08/2025

Due 19/08/2026

On track

Industry

64910
Financial leasing

Officers

Mr David John Goodey

director · Since 24/08/2001

FINANCE BROKER

BRITISH · UNITED KINGDOM · Age 78

Also on 4 other boards

Mrs Gemma Maria Valerie Collins

director · Since 03/07/2012

DIRECTOR

BRITISH · UNITED KINGDOM · Age 42

Also on 1 other board

Mrs Margaret Helen Goodey

director · Since 18/04/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 75

Also on 4 other boards

Mrs Margaret Helen Goodey

secretary · Since 13/09/2021

Also on 4 other boards

Persons with Significant Control

G And B Finance Holdings Limited

75–100% shares
75–100% votes
Appoint directors

The Old Granary, Malpas, Truro

Reg: 09550137 · England And Wales · Ltd

Notified 06/04/2016

Charges6 outstanding

Charge
outstanding

SHAWBROOK BANK LIMITED

Created 14/10/2014Registered 23/10/2014
charge
outstanding

BARCLAYS BANK PLC

Created 20/11/2012Registered 28/11/2012
charge
outstanding

SIEMENS FINANCIAL SERVICES LIMITED

Created 23/10/2007Registered 24/10/2007
charge
satisfied

ING LEASE (UK) LIMITED

Created 28/03/2006Registered 29/03/2006Satisfied 11/11/2014
charge
outstanding

SINGER & FRIEDLANDER LEASING LIMITED

Created 26/10/2005Registered 12/11/2005
charge
outstanding

BARCLAYS BANK PLC

Created 23/09/2005Registered 04/10/2005
charge
outstanding

HITACHI CAPITAL (UK) PLC

Created 12/08/2003Registered 14/08/2003

CompanyRankvs 360+ SIC 64910 peers
46

Financial strength55th percentile among SIC peers · 14/25
Employees80th percentile among SIC peers · 12/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£21k

Balance sheet strength

Cash

£37k

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

£70k

Fixed Assets

£2k

Debtors

£53k

3avg. employees
Prepared with Silverfin

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£171k
20240.50-£160k
20211.01

Derived from filed accounts. Not audited figures.