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Michael Joyce Property Ltd

04308354

active
ltd
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 7 outstanding charges (-10)

Details

C/O Perception Accounting Ltd The Cobalt Building, 1600 Eureka Park, Lower Pemberton, Ashford, TN25 4BF
Incorporated 22/10/2001

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 17/10/2025

Due 31/10/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Michael Patrick Joyce

director · Since 22/10/2001

DIRECTOR

BRITISH · ENGLAND · Age 61

Mrs Holly Joyce

secretary · Since 01/12/2019

Also on 3 other boards

Mrs Holly Joyce

director · Since 16/01/2025

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 3 other boards

Michael Patrick Joyce

director · Since 22/10/2001

British · England · Age 61

Holly Joyce

secretary · Since 01/12/2019

Holly Joyce

director · Since 16/01/2025

British · England · Age 44

Former

James Halligan

secretary · Resigned 22/10/2001

Natasha Jane Wells

director · Resigned 22/10/2001

Lorraine Lucey

director · Resigned 01/05/2016

Michael Patrick Joyce

secretary · Resigned 01/12/2019

Persons with Significant Control

Mr Michael Patrick Joyce

75–100% shares

British · England · Age 61

C/O Perception Accounting Ltd, The Cobalt Building, Ashford, TN25 4BF

Notified 06/04/2016

Charges7 outstanding

Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 28/06/2024Registered 16/07/2024
Charge
satisfied

TOGETHER COMMERCIAL FINANCIAL LIMITED

Created 23/12/2019Registered 07/01/2020Satisfied 03/07/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCIAL LIMITED

Created 23/12/2019Registered 07/01/2020
Charge
outstanding

ONESAVINGS BANK PLC

Created 21/01/2019Registered 24/01/2019
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 29/09/2017Registered 06/10/2017
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 29/09/2017Registered 29/09/2017
Charge
outstanding

LANCASHIRE MORTGAGE CORPORATION LIMITED

Created 07/10/2015Registered 24/10/2015
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 08/09/2006Registered 12/09/2006

Change History

status → active
2026-08-21

Active

type → ltd
2026-08-21

Private Limited Company

address line1 → C/O Perception Accounting Ltd The Cobalt Building
2026-08-21

C/O PERCEPTION ACCOUNTING LTD THE COBALT BUILDING

post town → Ashford
2026-08-21

ASHFORD

officer appointed → JOYCE, Holly
2026-08-21
officer appointed → JOYCE, Holly
2026-08-21
officer appointed → JOYCE, Michael Patrick
2026-08-21

CompanyRankvs 11248+ SIC 68209 peers
70

Financial strength82th percentile among SIC peers · 21/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 37.09× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£161k

Balance sheet strength

Cash

£1

Cash in the bank

Net Current Assets

£199k

Working capital

Current Assets

£205k

Current Liabilities

£6k

Fixed Assets

£298k

Debtors

£157k

1avg. employees

Balance Sheet

Assets less current liabilities£497k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
202437.09-£4k
202321.50—

Derived from filed accounts. Not audited figures.