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Provincial Underwriting Limited

04329989

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

The Courtyard 10 The Square, Alvechurch, Birmingham, B48 7LA
Incorporated 28/11/2001

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 28/11/2025

Due 12/12/2026

On track

Industry

65120
Non-life insurance
66220
Activities of insurance agents and brokers

Officers

Mrs Carole Irene Berry

director · Since 28/11/2001

INSURANCE BROKER

BRITISH · ENGLAND

Also on 15 other boards

Mr Ronald Thomas Berry

director · Since 28/11/2001

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM

Also on 4 other boards

Mrs Carole Irene Berry

secretary · Since 21/10/2004

INSURANCE BROKER

BRITISH · ENGLAND

Also on 15 other boards

Carole Irene Berry

director · Since 28/11/2001

British · England

Ronald Thomas Berry

director · Since 28/11/2001

British · United Kingdom

Carole Irene Berry

secretary · Since 21/10/2004

British

Former

Suzanne Brewer

nominee secretary · Resigned 28/11/2001

Kevin Brewer

nominee director · Resigned 28/11/2001

Ronald Thomas Berry

secretary · Resigned 01/12/2002

Terence John Lipscombe

director · Resigned 21/10/2004

Terence John Lipscombe

secretary · Resigned 21/10/2004

Peter Mark Adkins

director · Resigned 07/03/2008

John Hilton Mayfield

director · Resigned 01/08/2025

Persons with Significant Control

Mr Ronald Thomas Berry

25–50% shares

British · United Kingdom

Notified 28/11/2016

Mrs Carole Irene Berry

25–50% shares

British · England

Notified 28/11/2016

Change History

status → active
2026-08-08

Active

type → ltd
2026-08-08

Private Limited Company

address line1 → The Courtyard 10 The Square
2026-08-08

THE COURTYARD 10 THE SQUARE

post town → Birmingham
2026-08-08

BIRMINGHAM

officer appointed → BERRY, Carole Irene
2026-08-08
officer appointed → BERRY, Carole Irene
2026-08-08
officer appointed → BERRY, Ronald Thomas
2026-08-08

CompanyRankvs 662+ SIC 65120 peers
69

Financial strength41th percentile among SIC peers · 10/25
Employees61th percentile among SIC peers · 9/15
LiquidityCurrent ratio 3.32× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£7k

Balance sheet strength

Cash

£37

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

£10k

Current Liabilities

£3k

Debtors

£10k

3avg. employees
Signed by 04329989 2024-04-01 2025-03-31 04329989 2025-03-31 04329989 core:RetainedEarningsAccumulatedLosses 2025-03-31 04329989 cPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20253.32-£430
20243.73-£419
20234.24—

Derived from filed accounts. Not audited figures.