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Cloverform Limited

04341188

active
Private Limited Company
england wales
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

THE BELFRY, BILLERICAY, CM11 1HX
Incorporated 17/12/2001

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 09/12/2025

Due 23/12/2026

On track

Industry

55900
Other accommodation

Officers

Miss Hayley Reynolds

secretary · Since 31/01/2002

DIRECTOR

BRITISH · UNITED KINGDOM · Age 50

Also on 1 other board

Miss Deborah Reynolds

director · Since 31/01/2002

REGISTERED NURSE

BRITISH · UNITED KINGDOM · Age 56

Miss Hayley Reynolds

director · Since 31/01/2002

DIRECTOR

BRITISH · UNITED KINGDOM · Age 50

Also on 1 other board

Persons with Significant Control

Miss Deborah Reynolds

25–50% shares
25–50% votes

British · United Kingdom · Age 56

The Belfry, Billericay, CM11 1HX

Notified 06/04/2016

Miss Hayley Reynolds

25–50% shares
25–50% votes

British · United Kingdom · Age 50

The Belfry, Billericay, CM11 1HX

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

SANTANDER UK PLC (AS SECURITY TRUSTEE)

Created 05/06/2014Registered 13/06/2014
charge
outstanding

ABBEY NATIONAL PLC

Created 07/11/2007Registered 10/11/2007
charge
outstanding

STROUD & SWINDON BUILDING SOCIETY

Created 19/07/2002Registered 23/07/2002

CompanyRankvs 1282+ SIC 55900 peers
61

Financial strength96th percentile among SIC peers · 24/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.14× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£1.1M

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£111k

Working capital

Current Assets

£18k

Current Liabilities

£129k

Fixed Assets

£1.2M

Debtors

£12k

Profit After Tax

£136k

14avg. employees

Tax at Year End

Corp tax£34k
Dividends paid£103k

Balance Sheet

Intangible assets£0
Assets less current liabilities£1.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.14-£37k
20240.38+£426k
20230.66

Derived from filed accounts. Not audited figures.