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Meridian Commercial Insurance Services Ltd

04343045

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

140 Rayne Road, Braintree, CM7 2QR
Incorporated 19/12/2001

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 19/12/2025

Due 02/01/2027

On track

Industry

65120
Non-life insurance

Officers

Wendy Patricia Binder

secretary · Since 19/12/2001

INSURANCE ADMINISTRATOR

BRITISH · UNITED KINGDOM · Age 59

Also on 19 other boards

Colin Mark Binder

director · Since 19/12/2001

INSURANCE BROKER

BRITISH · ENGLAND · Age 59

Also on 5 other boards

Wendy Patricia Binder

director · Since 19/12/2001

INSURANCE ADMINISTRATOR

BRITISH · UNITED KINGDOM · Age 59

Also on 19 other boards

Wendy Patricia Binder

secretary · Since 19/12/2001

British

Colin Mark Binder

director · Since 19/12/2001

British · England · Age 59

Wendy Patricia Binder

director · Since 19/12/2001

British · United Kingdom · Age 59

Former

Marian Ann Stevens

secretary · Resigned 19/12/2001

Persons with Significant Control

Colin Mark Binder

75–100% shares
75–100% votes
Appoint directors

British · England · Age 59

Misty Dew, Blenheim Road, New Romney, TN28 8RD

Notified 06/04/2016

Change History

status → active
2026-08-13

Active

type → ltd
2026-08-13

Private Limited Company

address line1 → 140 Rayne Road
2026-08-13

140 RAYNE ROAD

post town → Braintree
2026-08-13

BRAINTREE

officer appointed → BINDER, Wendy Patricia
2026-08-13
officer appointed → BINDER, Colin Mark
2026-08-13
officer appointed → BINDER, Wendy Patricia
2026-08-13

CompanyRankvs 657+ SIC 65120 peers
73

Financial strength68th percentile among SIC peers · 17/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.67× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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657Meridian Commercial Insurance Services Ltd
69
How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£105k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£102k

Working capital

Current Assets

£254k

Current Liabilities

£152k

Fixed Assets

£3k

4avg. employees

Balance Sheet

Assets less current liabilities£105k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.67+£5k
20241.63+£12k
20231.76—

Derived from filed accounts. Not audited figures.