Back to search

Essex Financial Planners Uk Ltd

04343938

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

BANK HOUSE, WESTCLIFF ON SEA, SS0 7LX
Incorporated 20/12/2001

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Raymond Waterman

director · Since 20/12/2001

INDEPENDENT FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 69

Persons with Significant Control

Mr Raymond Waterman

25–50% shares
25–50% votes

British · England · Age 69

Halfway House, 548 Woodgrange Drive, Southend-On-Sea, SS1 3EL

Notified 06/04/2016

Mrs Eileen Waterman

25–50% shares
25–50% votes

British · England · Age 57

Bank House, 26 Hamlet Court Road, Westcliff On Sea, SS0 7LX

Notified 04/01/2022

Former PSCs

Mrs Eileen Waterman

Ceased 06/04/2016

Charges1 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 21/08/2015Registered 28/08/2015
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/03/2010Registered 16/03/2010Satisfied 24/03/2017

CompanyRankvs 4811+ SIC 64999 peers
60

Financial strength71th percentile among SIC peers · 18/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.36× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Yfm Private Equity Limited
90
8Dentons Pension Management Limited
90
9South West Investment Group Limited
90
10Dowgate Capital Limited
90
4811Essex Financial Planners Uk Ltd
70
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£44k

Balance sheet strength

Cash

£68k

Cash in the bank

Net Current Assets

£43k

Working capital

Current Assets

£74k

Current Liabilities

£31k

Fixed Assets

£1k

Debtors

£7k

0avg. employees

Tax at Year End(2018)

Corp tax£4k

Balance Sheet

Assets less current liabilities£44k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.36+£0
20252.36-£5k
20242.75+£718
20233.69-£26k
20227.55+£6k
20215.15+£25k
20204.68+£5k
20196.66-£3k
20184.55—
20162.06—

Derived from filed accounts. Not audited figures.