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Sandwell Financial Services Ltd

04355496

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

UNIT 13 , TOLLGATE SHOPPING CENTRE, SMETHWICK, B67 7RA
Incorporated 17/01/2002

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 14/02/2026

Due 28/02/2027

On track

Industry

64999
Other financial service activities

Officers

Surinder Sahota

secretary · Since 17/01/2002

DIRECTOR

BRITISH · Age 60

Mr Jasbinder Singh Sahota

director · Since 17/01/2002

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Also on 2 other boards

Persons with Significant Control

Mr Jasbinder Singh Sahota

25–50% shares
25–50% votes

British · United Kingdom · Age 58

299 Hagley Road, Stourbridge, DY9 0RJ

Notified 02/10/2016

Surinder Sahota

25–50% shares
25–50% votes

British · United Kingdom · Age 60

299 Hagley Road, Stourbridge, DY9 0RJ

Notified 02/10/2016

Former PSCs

Jasbinder Singh Sahota

Ceased 01/03/2026

CompanyRankvs 2078+ SIC 64999 peers
78

Financial strength61th percentile among SIC peers · 15/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.53× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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2078Sandwell Financial Services Ltd
78
How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£16k

Balance sheet strength

Cash

£36k

Cash in the bank

Net Current Assets

£23k

Working capital

Current Assets

£38k

Current Liabilities

£15k

Fixed Assets

£33k

Debtors

£2k

4avg. employees

Balance Sheet

Bank loans & overdrafts£22k
Assets less current liabilities£56k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20252.53-£4k
20246.85+£2k
20233.23+£12k
20222.75-£7k
20212.33-£4k
20201.89+£5k
20191.31+£2k
20171.31—

Derived from filed accounts. Not audited figures.