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H2o Financial Services Limited

04397065

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

60 GUNNERS RISE, SHOEBURY GARRISON, SS3 9BY
Incorporated 18/03/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Neil Hurrell

director · Since 30/10/2002

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 66

Mr Richard Hurrell

secretary · Since 17/02/2023

Mr Richard Michael Hurrell

director · Since 10/04/2026

BRITISH · ENGLAND · Age 37

Persons with Significant Control

Mr Neil Hurrell

50–75% shares
50–75% votes
Appoint directors

British · England · Age 66

Suite 3 Warren House, 10-20 Main Road, Hockley, SS5 4QS

Notified 06/04/2016

Mrs Michelle Audrey Hurrell

25–50% shares
25–50% votes

British · England · Age 59

60 Gunners Rise, Shoebury Garrison, SS3 9BY

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

PHILLIP PATRICK FORD · JANET MARY FORD

Created 30/12/2022Registered 18/01/2023
Charge
outstanding

OPENWORK SERVICES LIMITED

Created 22/12/2022Registered 06/01/2023

CompanyRankvs 1854+ SIC 64999 peers
69

Financial strength92th percentile among SIC peers · 23/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.02× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£591k

Balance sheet strength

Cash

£519k

Cash in the bank

Net Current Assets

£14k

Working capital

Current Assets

£572k

Current Liabilities

£558k

Fixed Assets

£1.9M

Debtors

£52k

10avg. employees+2

Balance Sheet

Intangible assets£1.9M
Assets less current liabilities£1.9M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.02+£189k
20240.98+£166k
20230.60+£149k
20220.59+£11k
20211.27+£17k
20201.10+£8k
20190.94

Derived from filed accounts. Not audited figures.