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Freedom Insurance Services Limited

04399749

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

58 MARKET SQUARE, ST. NEOTS, PE19 2AA
Incorporated 20/03/2002

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 23/02/2026

Due 09/03/2027

On track

Industry

82990
Other business support service activities

Officers

Mr Marcus Walter Johnson

director · Since 22/02/2006

GROUP CEO

BRITISH · UNITED KINGDOM · Age 75

Also on 26 other boards

Mr Philip Brian Burke

director · Since 20/02/2007

FINANCIAL DIRECTOR

BRITISH · ENGLAND · Age 73

Also on 8 other boards

Michael James Tolond

secretary · Since 30/04/2020

Roland Paul Gilliam

director · Since 13/10/2022

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 2 other boards

Persons with Significant Control

Kirly Limited

75–100% shares

11, Luard Road, Cambridge, CB2 8PJ

Reg: 01151522 · Companies House · Private Limited Company

Notified 01/05/2018

Former PSCs

Mr Marcus Walter Johnson

Ceased 10/03/2022

Mrs Margaret Ann Johnson

Ceased 10/03/2022

CompanyRankvs 149450+ SIC 82990 peers
69

Financial strength91th percentile among SIC peers · 23/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.25× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/12/2025

Turnover

£598k

Annual revenue

Net Worth

£331k

Balance sheet strength

Cash

£191k

Cash in the bank

Profit Before Tax

-£72k

Bottom line earnings

Net Current Assets

£306k

Working capital

Current Assets

£1.6M

Current Liabilities

£1.2M

Fixed Assets

£25k

Debtors

£1.4M

Admin Expenses

£650k

Operating Profit

-£52k

Profit After Tax

-£72k

12avg. employees-2

People Costs

Wages & salaries£304k
NI contributions£33k

Balance Sheet

Bank loans & overdrafts£8k
Interest payable£35k
Assets less current liabilities£331k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.25-£72k
20241.32

Derived from filed accounts. Not audited figures.