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Paul Cliff Financial Management Ltd

04407302

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

35 COPPERFIELDS, BOLTON, BL6 4HZ
Incorporated 02/04/2002

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 02/04/2026

Due 16/04/2027

On track

Industry

64999
Other financial service activities

Officers

Mrs Pamela Elizabeth Cliff

secretary · Since 02/04/2002

SECRETARY

BRITISH · UNITED KINGDOM · Age 63

Also on 3 other boards

Mrs Pamela Elizabeth Cliff

director · Since 02/04/2002

SECRETARY

BRITISH · UNITED KINGDOM · Age 63

Also on 3 other boards

Mr Paul Nicholas Cliff

director · Since 02/04/2002

FINANCIAL PLANNING CONSULTANT

BRITISH · UNITED KINGDOM · Age 67

Persons with Significant Control

Mrs Pamela Elizabeth Cliff

25–50% shares

British · United Kingdom · Age 63

35, Copperfields, Chew Moor, Bolton, BL6 4HZ

Notified 06/04/2016

Mr Paul Nicholas Cliff

25–50% shares

British · United Kingdom · Age 67

35, Copperfields, Chew Moor, Bolton, BL6 4HZ

Notified 06/04/2016

CompanyRankvs 1168+ SIC 64999 peers
82

Financial strength89th percentile among SIC peers · 22/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 3.11× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£356k

Balance sheet strength

Cash

£21k

Cash in the bank

Net Current Assets

£215k

Working capital

Current Assets

£317k

Current Liabilities

£102k

Fixed Assets

£181k

Debtors

£297k

2avg. employees

Tax at Year End(2022)

Corp tax£65k

Balance Sheet

Intangible assets£180k
Assets less current liabilities£396k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.11+£50k
20243.11+£49k
20232.64+£17k
20222.30+£22k
20212.18+£65k
20201.30+£51k
20190.66-£21k
20181.05—

Derived from filed accounts. Not audited figures.