Back to search

Crystal Mortgages Limited

04407643

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT A VENTURA HOUSE, TAMWORTH, B78 3LZ
Incorporated 02/04/2002

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 04/06/2025

Due 18/06/2026

On track

Industry

64999
Other financial service activities

Officers

Wendy Elleman

secretary · Since 01/10/2007

BRITISH · Age 60

Mr Jo David Breeden

director · Since 01/01/2011

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 7 other boards

Mr Richard Derek Bond

director · Since 05/11/2019

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 3 other boards

Mr Toby Alexander Breeden

director · Since 05/11/2019

DIRECTOR

BRITISH · ENGLAND · Age 38

Also on 2 other boards

Mr Kristofer Michael Corns

director · Since 05/11/2019

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 2 other boards

Persons with Significant Control

Crystal Specialist Group Limited

75–100% shares
75–100% votes
Appoint directors

Unit B, Ventura House, Tamworth, B78 3LZ

Reg: 11722391 · Companies House · Company Limited By Shares

Notified 04/01/2019

Former PSCs

Mrs Andrea Roberta Dewsbery

Ceased 04/01/2019

Mr Jo David Breeden

Ceased 04/01/2019

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 02/12/2002Registered 06/12/2002

CompanyRankvs 109+ SIC 64999 peers
79

Financial strength96th percentile among SIC peers · 24/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.1× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Mileshield Commercial Funding Limited
90
8Yfm Private Equity Limited
90
9Dentons Pension Management Limited
90
10South West Investment Group Limited
90
109Crystal Mortgages Limited
89
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£1.9M

Balance sheet strength

Cash

£1.8M

Cash in the bank

Net Current Assets

£1.9M

Working capital

Current Assets

£2.7M

Current Liabilities

£881k

Fixed Assets

£8k

Debtors

£673k

54avg. employees-3

Balance Sheet

Assets less current liabilities£1.9M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20243.10+£568k
20232.92+£600k
20222.12+£190k
20212.26+£101k
20202.27+£70k
20191.77-£679k
20183.06+£712k
20161.86—

Derived from filed accounts. Not audited figures.