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Excel Business & Commercial Finance Limited

04408926

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

WESTGATE 17 FOLEY ROAD EAST, SUTTON COLDFIELD, B74 3HP
Incorporated 04/04/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr David John Grocott

secretary · Since 10/04/2002

FINANCE BROKER

BRITISH · ENGLAND · Age 75

Also on 13 other boards

Mr David John Grocott

director · Since 10/04/2002

FINANCE BROKER

BRITISH · ENGLAND · Age 75

Also on 13 other boards

Mr Brian Levins O'Reilly

director · Since 10/04/2002

FINANCE BROKER

BRITISH · UNITED KINGDOM · Age 80

Also on 5 other boards

Persons with Significant Control

Mr David John Grocott

25–50% shares

British · England · Age 75

Westgate 17 Foley Road East, Sutton Coldfield, B74 3HP

Notified 04/04/2017

CompanyRankvs 3417+ SIC 66190 peers
51

Financial strength28th percentile among SIC peers · 7/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.12× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£100

Balance sheet strength

Cash

£369

Cash in the bank

Net Current Assets

£100

Working capital

Current Assets

£907

Current Liabilities

£807

Debtors

£538

0avg. employees

Balance Sheet

Assets less current liabilities£100
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20251.12
20241.15
20231.07
20221.08
20211.06
20201.75+£2
20191.52
20181.07

Derived from filed accounts. Not audited figures.