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Credability Limited

04413348

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

WHITE COLLAR FACTORY, LONDON, EC1Y 2AS
Incorporated 10/04/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

99999
Dormant company

Officers

Mr Simon David Kay

director · Since 25/06/2004

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 33 other boards

Stephen Andrew Stylianou

director · Since 25/06/2004

DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Also on 29 other boards

Mr Jonathan Gavin Warr

director · Since 20/11/2013

DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 9 other boards

Mr Geoff Dearden

director · Since 16/12/2014

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 2 other boards

Mr Simon David Kay

secretary · Since 18/03/2026

Also on 33 other boards

Persons with Significant Control

Intelligent Lending Group Ltd

75–100% shares
75–100% votes
Appoint directors

White Collar Factory, 1 Old Street Yard, London, EC1Y 2AS

Reg: 15486973 · Uk Companies House Registry · Private Limited Company

Notified 29/08/2024

Former PSCs

Tmg Holdings 2 Limited

Ceased 29/08/2024

Alchemy Partners Llp

Ceased 07/08/2018

Charges1 outstanding

charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC AS SECURITY AGENT FOR THE SECURED PARTIES (SECURITY AGENT)

Created 17/07/2007Registered 01/08/2007
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC ("SECURITY AGENT")

Created 25/01/2007Registered 03/02/2007Satisfied 03/08/2007
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 28/06/2004Registered 01/07/2004Satisfied 27/01/2007

CompanyRankvs 529530+ SIC 99999 peers
32

Financial strength9th percentile among SIC peers · 2/25
Employees67th percentile among SIC peers · 10/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£1

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

—

Current Liabilities

—

Debtors

£99k

0avg. employees
Prepared with Silverfin