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Smart Plastic Cards Ltd

04416632

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

Unit B2 Eagle Trading Estate, Eagle Street, Monmore Green, Wolverhampton, WV2 2AQ
Incorporated 15/04/2002

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 17/03/2026

Due 31/03/2027

On track

Industry

32990
Other manufacturing

Officers

Miss Harjainder Gill

secretary · Since 15/04/2002

BRITISH · UNITED KINGDOM · Age 59

Also on 15 other boards

Miss Kamaljit Gill

director · Since 15/04/2002

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 4 other boards

Harjainder Gill

secretary · Since 15/04/2002

British

Kamaljit Gill

director · Since 15/04/2002

British · England · Age 57

Persons with Significant Control

Miss Harjainder Gill

Significant control

British · United Kingdom · Age 59

Unit B2, Eagle Trading Estate, Wolverhampton, WV2 2AQ

Notified 01/07/2016

Miss Kamaljit Gill

25–50% shares

British · England · Age 57

Unit B2, Eagle Trading Estate, Wolverhampton, WV2 2AQ

Notified 10/12/2025

Charges1 outstanding

Charge
outstanding

HANDELSBANKEN PLC

Created 23/11/2023Registered 24/11/2023
charge
satisfied

HSBC BANK PLC

Created 29/02/2012Registered 07/03/2012Satisfied 24/11/2023
charge
satisfied

HSBC BANK PLC

Created 07/03/2011Registered 11/03/2011Satisfied 24/11/2023
charge
satisfied

HSBC BANK PLC

Created 09/11/2005Registered 18/11/2005Satisfied 24/11/2023

Change History

officer appointedGILL, Harjainder
2026-06-12
officer appointedGILL, Kamaljit
2026-06-12
statusactive
2026-06-12

Active

typeltd
2026-06-12

Private Limited Company

address line1Unit B2 Eagle Trading Estate
2026-06-12

UNIT B2 EAGLE TRADING ESTATE

post townWolverhampton
2026-06-12

WOLVERHAMPTON

CompanyRankvs 370+ SIC 32990 peers
78

Financial strength99th percentile among SIC peers · 25/25
Employees87th percentile among SIC peers · 13/15
LiquidityCurrent ratio 5.49× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£9.9M

Balance sheet strength

Cash

£4.6M

Cash in the bank

Net Current Assets

£9.3M

Working capital

Current Assets

£11.3M

Current Liabilities

£2.1M

Fixed Assets

£1.2M

Debtors

£6.6M

13avg. employees-1

Balance Sheet

Bank loans & overdrafts£629k
Assets less current liabilities£10.5M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20255.49+£707k
20247.88+£796k
20238.19+£945k
202211.83
20216.81
20204.94+£582k
201916.31

Derived from filed accounts. Not audited figures.