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Banks Lyon Jewellers Limited

04430605

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

36-40 CHURCH STREET, LANCASTER, LA1 1LH
Incorporated 03/05/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47990
Other retail sale not in stores, stalls or markets

Officers

Mr Rodney Banks-Lyon

secretary · Since 03/05/2002

RETAILER

BRITISH · ENGLAND · Age 70

Also on 3 other boards

Mr Rodney Banks-Lyon

director · Since 03/05/2002

RETAILER

BRITISH · ENGLAND · Age 70

Also on 3 other boards

Mrs Maxine Pascal Francis

director · Since 23/11/2016

DIRECTOR

BRITISH · ENGLAND · Age 38

John Philip Francis

director · Since 25/10/2024

DIRECTOR

BRITISH · UNITED KINGDOM · Age 41

Persons with Significant Control

Jasmin Banks Lyon

25–50% shares
25–50% votes

British · United Kingdom · Age 68

36-40 Church Street, Lancaster, LA1 1LH

Notified 06/04/2016

Mr Rodney Banks-Lyon

25–50% shares

British · England · Age 70

36-40 Church Street, Lancaster, LA1 1LH

Notified 03/05/2017

Charges2 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/05/2009Registered 01/06/2009
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 16/09/2008Registered 19/09/2008Satisfied 05/05/2012
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/07/2002Registered 18/07/2002

CompanyRankvs 2268+ SIC 47990 peers
68

Financial strength99th percentile among SIC peers · 25/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 6.8× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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2268Banks Lyon Jewellers Limited
78
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£3.5M

Balance sheet strength

Cash

£385k

Cash in the bank

Net Current Assets

£3.1M

Working capital

Current Assets

£3.7M

Current Liabilities

£541k

Fixed Assets

£1.4M

Debtors

£301k

0avg. employees-14

Balance Sheet

Intangible assets£0
Assets less current liabilities£4.5M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20256.80+£16k
20246.24-£40k
20235.00+£92k
20224.63+£79k
20214.85—

Derived from filed accounts. Not audited figures.