Back to search

Kent Business Finance Limited

04434546

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

8 CROSS LANE, KENT, ME13 8PN
Incorporated 09/05/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr David Geoffrey Milham

secretary · Since 04/09/2018

Mr Alexander James Milham

director · Since 04/09/2018

SALES MANAGER

BRITISH · ENGLAND · Age 43

Ms Emily Caitlin Scragg

director · Since 31/10/2023

DIRECTOR

AUSTRALIAN · UNITED KINGDOM · Age 44

Also on 1 other board

Persons with Significant Control

Mr Alexander James Milham

25–50% shares

British · England · Age 43

8 Cross Lane, Kent, ME13 8PN

Notified 04/09/2018

Ms Emily Caitlin Scragg

25–50% shares
Appoint directors

Australian · United Kingdom · Age 44

8 Cross Lane, Kent, ME13 8PN

Notified 31/10/2023

Former PSCs

Mr David Geoffrey Milham

Ceased 04/09/2018

Mrs. Janet Charlotte Milham

Ceased 04/09/2018

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 09/07/2025Registered 14/07/2025

CompanyRankvs 6577+ SIC 64999 peers
59

Financial strength76th percentile among SIC peers · 19/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.78× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Mileshield Commercial Funding Limited
90
8Yfm Private Equity Limited
90
9Dentons Pension Management Limited
90
10South West Investment Group Limited
90
6577Kent Business Finance Limited
65
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£75k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

-£22k

Working capital

Current Assets

£78k

Current Liabilities

£99k

Fixed Assets

£151k

Debtors

£69k

5avg. employees

Tax at Year End

Corp tax£39k

Director Loans

Company owes directors£2k

Balance Sheet

Intangible assets£90k
Assets less current liabilities£129k
Signed by Mr Alexander Milham 27th October 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.78+£28k
20240.67+£32k
20230.57+£2k
20220.42-£2k
20210.79-£4k
20201.21+£11k
201966.72—

Derived from filed accounts. Not audited figures.