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Xact Mortgages Ltd

04451514

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

36 ST. JOHNS WAY, SOLIHULL, B93 0LE
Incorporated 30/05/2002

Compliance

Last accounts

31/10/2025

total exemption full

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 30/05/2026

Due 13/06/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Conor William Brown

director · Since 19/10/2023

MORTGAGE BROKER

BRITISH · UNITED KINGDOM · Age 29

Mr Jeremy Paul Gibson

director · Since 10/11/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 55 other boards

Mr Mayank Prakash

director · Since 10/11/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 50 other boards

Mr Daniel Richard Mumford

director · Since 12/12/2025

BRITISH · ENGLAND · Age 47

Also on 3 other boards

Mr Adam James Smith

director · Since 12/12/2025

BRITISH · ENGLAND · Age 45

Also on 5 other boards

Persons with Significant Control

Xact Mortgages (Holdings) Ltd

75–100% shares
75–100% votes
Appoint directors

Lumaneri House, Blythe Gate, Solihull, B90 8AH

Reg: 14412628 · Companies House · Private Company Limited By Shares

Notified 29/11/2022

Former PSCs

Xact (Uk) Group Limited

Ceased 25/11/2022

Xact Homes (Holdings) Ltd

Ceased 29/11/2022

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/06/2007Registered 03/07/2007Satisfied 29/06/2021

CompanyRankvs 46370+ SIC 64999 peers
75

Financial strength93th percentile among SIC peers · 23/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.68× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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4637Xact Mortgages Ltd
75
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£772k

Balance sheet strength

Cash

£279k

Cash in the bank

Net Current Assets

£767k

Working capital

Current Assets

£1.2M

Current Liabilities

£456k

Fixed Assets

£6k

Debtors

£944k

0avg. employees-17

Tax at Year End

Corp tax£149k

Balance Sheet

Intangible assets£0
Assets less current liabilities£773k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.68+£447k
20241.70+£74k
20231.61+£64k
20221.43-£77k
20211.62+£165k
20201.22—

Derived from filed accounts. Not audited figures.