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Express Finance Loans Limited

04464710

active
Private Limited Company
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

3 MALLETT CLOSE, SOUTHAMPTON, SO30 2NH
Incorporated 19/06/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Panagiota Adamopoulou

secretary · Since 19/06/2002

GREEK · Age 49

Ioannis Adamopoulos Phd

director · Since 19/06/2002

FINANCE BROKER

BRITISH · UNITED KINGDOM · Age 69

Persons with Significant Control

Mrs Panagiota Adamopoulou

25–50% shares

Greek · England · Age 49

3 Mallett Close, Southampton, SO30 2NH

Notified 06/04/2016

Dr Ioannis Adamopoulos

25–50% shares

British · United Kingdom · Age 69

3, Mallett Close, Southampton, SO30 2NH

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

BROOKTON (2000) LIMITED

Created 27/08/2004Registered 03/09/2004

CompanyRankvs 17563+ SIC 64999 peers
26

Financial strength8th percentile among SIC peers · 2/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£12k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£9k

Working capital

Current Assets

£367

Current Liabilities

£9k

Fixed Assets

£472

0avg. employees-3

Balance Sheet

Assets less current liabilities-£8k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.04+£6k
20240.18-£28k
20231.20-£51k
20221.91+£32k
20211.52-£18k
20201.91+£2k
20192.45-£16k
20184.13

Derived from filed accounts. Not audited figures.