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Optimum Financial Advisors Limited

04474140

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

72-74 WHARF ROAD, CHELMSFORD, CM2 6LU
Incorporated 01/07/2002

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 01/07/2025

Due 15/07/2026

On track

Industry

64999
Other financial service activities

Officers

Miss Julia Kristin Milne

secretary · Since 01/07/2002

BRITISH

Mr Peter John Sharman

director · Since 01/07/2002

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 67

Mr Christopher James Ellis

director · Since 08/03/2004

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 58

Also on 1 other board

Persons with Significant Control

Mr Christopher James Ellis

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 58

118a London Road, Shenley, Radlett, WD7 9BS

Notified 06/04/2016

Mr Peter John Sharman

25–50% shares
25–50% votes
Appoint directors

British · England · Age 67

72-74, Wharf Road, Chelmsford, CM2 6LU

Notified 06/04/2016

CompanyRankvs 4813+ SIC 64999 peers
70

Financial strength61th percentile among SIC peers · 15/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.24× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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4813Optimum Financial Advisors Limited
70
How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£15k

Balance sheet strength

Cash

£49k

Cash in the bank

Net Current Assets

£14k

Working capital

Current Assets

£73k

Current Liabilities

£59k

Fixed Assets

£566

Debtors

£24k

4avg. employees+1

Tax at Year End(2019)

Corp tax£28k

Director Loans(2019)

Company owes directors£5k

Balance Sheet

Assets less current liabilities£15k
Signed by Mr Christopher Ellis Mr Peter Sharman 28 April 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.24+£841
20241.26-£6k
20231.33+£8k
20221.20-£4k
20211.36-£2k
20201.49-£3k
20191.54+£12k
20181.32—

Derived from filed accounts. Not audited figures.