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Business And Agricultural Finance Ltd

04488569

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

25 HOLLIES ROAD, LAUNCESTON, PL15 8HB
Incorporated 17/07/2002

Compliance

Last accounts

30/09/2024

micro entity

Next accounts due

30/06/2026

On track

Confirmation statement

Last: 17/07/2025

Due 31/07/2026

On track

Industry

66290
Other activities auxiliary to insurance and pension funding

Officers

Jennifer Mary Gilbert

secretary · Since 17/07/2002

BRITISH

Mr Ian Andrew Gilbert

director · Since 04/01/2011

FINANCE BROKER

BRITISH · ENGLAND · Age 58

Persons with Significant Control

Mr Ian Andrew Gilbert

75–100% votes
Appoint directors
Significant control

British · England · Age 58

25, Hollies Road, Launceston, PL15 8HB

Notified 27/07/2016

CompanyRankvs 1826+ SIC 66290 peers
37

Financial strength6th percentile among SIC peers · 2/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

-£7k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£7k

Working capital

Current Assets

£107

Current Liabilities

£7k

0avg. employees

Balance Sheet

Assets less current liabilities-£7k
Prepared with BTCSoftware AP Solution 2026 14.1.19

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01-£15k
20240.01+£15k
20230.01

Derived from filed accounts. Not audited figures.