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R & F Enterprises Ltd

04493657

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

AL-RIAZ CHAMBERS CHURCHGATE HOUSE, BOLTON, BL1 1HL
Incorporated 24/07/2002

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 18/06/2025

Due 02/07/2026

On track

Industry

96090
Other personal service activities

Officers

Mr Riaz Ahmad

director · Since 24/07/2002

DIRECTOR

BRITISH · UNITED KINGDOM · Age 66

Also on 30 other boards

Persons with Significant Control

Mr Riaz Ahmad

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 66

Al-Riaz Chambers, Churchgate House, Bolton, BL1 1HL

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

CHESTNUT FINANCE LIMITED

Created 10/12/2025Registered 17/12/2025
Charge
outstanding

CHESTNUT FINANCE LIMITED

Created 10/12/2025Registered 17/12/2025
charge
satisfied

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Created 23/12/2004Registered 13/01/2005Satisfied 12/09/2019
charge
satisfied

HSBC BANK PLC

Created 07/12/2004Registered 09/12/2004Satisfied 12/09/2019
charge
satisfied

HSBC BANK PLC

Created 31/10/2003Registered 13/11/2003Satisfied 12/09/2019
charge
satisfied

HSBC BANK PLC

Created 31/10/2003Registered 13/11/2003Satisfied 12/09/2019
charge
satisfied

HSBC BANK PLC

Created 28/08/2003Registered 02/09/2003Satisfied 04/09/2019
charge
satisfied

HSBC BANK PLC

Created 24/07/2003Registered 13/08/2003Satisfied 03/09/2019

CompanyRankvs 32455+ SIC 96090 peers
50

Financial strength97th percentile among SIC peers · 24/25
Employees40th percentile among SIC peers · 6/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£975k

Balance sheet strength

Cash

£789

Cash in the bank

Net Current Assets

£975k

Working capital

Current Assets

Current Liabilities

-£974k

1avg. employees
Prepared with VT Final Accounts

EstimatesDerived

YearImplied Profit
2025-£1k
2024+£12k
2023+£238k
2022+£145k
2021+£88k
2020+£52k
2019+£394k

Derived from filed accounts. Not audited figures.