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Ims - Insurance & Mortgage Services Ltd

04496808

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

APPLEGARTH, CHELTENHAM, GL51 6RL
Incorporated 27/07/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Terry Steven Broom

director · Since 27/07/2002

MORTGAGE BROKER

BRITISH · ENGLAND · Age 60

Miss Hannah Sara Roberts-Broom

secretary · Since 27/07/2022

Persons with Significant Control

Mr Terry Steven Broom

75–100% shares
75–100% votes
voting-rights-75-to-100-percent-as-firm
right-to-appoint-and-remove-directors-as-firm

British · England · Age 60

Applegarth, The Reddings, Cheltenham, GL51 6RL

Notified 27/07/2016

CompanyRankvs 1380+ SIC 64999 peers
81

Financial strength83th percentile among SIC peers · 21/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.87× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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1380Ims - Insurance & Mortgage Services Ltd
81
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£160k

Balance sheet strength

Cash

£152k

Cash in the bank

Net Current Assets

£137k

Working capital

Current Assets

£210k

Current Liabilities

£73k

Fixed Assets

£28k

Debtors

£58k

2avg. employees-1

Tax at Year End(2020)

Corp tax£17k

Balance Sheet

Assets less current liabilities£165k
Signed by Mr T S Broom 29 August 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.87+£26k
20242.76-£4k
20232.55-£11k
20222.60+£35k
20212.81+£53k
20202.09+£21k
20191.48-£1k
20171.73—

Derived from filed accounts. Not audited figures.